Medical Underwriting Associate – Life Insurance

AIA; Sepang; On-site; MYR 120,000 - 180,000; Full time

Job summary

AIA is seeking an Actuary to assess individual life insurance applications for the Hong Kong market, based on the issuer guidelines. The role involves medical underwriting, maintaining high quality and efficient turnaround times, and collaboration with field forces to inform decisions.

The candidate will evaluate medical histories, occupational risks, and financial backgrounds, with fluency in English and Chinese.

Qualifications

• Bachelor’s degree or equivalent in a relevant field.
• Medical and Life Underwriting experience preferred.
• Fluent in English and Chinese; Mandarin/Cantonese proficiency a plus.
• Proficient in Microsoft Office.
• Willing to work in IOI City Mall, Tower 1, Putrajaya and follow Hong Kong working calendar.

Responsibilities

• Underwrite all products including medical underwriting per guidelines and regulations.
• Maintain a high level of accuracy and continuously improve quality scores.
• Ensure meeting turnaround time targets and improve efficiency.
• Develop technical proficiency by expanding underwriting scope or limits.
• Perform other duties as assigned by supervisor/manager to meet business needs.
• Evaluate medical history, occupational hazards, financial background, insurable interest and other factors to decide on risk.
• Collaborate with field force and other AIA functions to gather information for decision-making.
• Explain and defend underwriting decisions.

Skills

Fluent English

Fluent Chinese

Microsoft Office

Customer oriented

Self-motivated

Education

Bachelor's degree or equivalent

Postgraduate/Professional degree in Medical Science or Bioscience

Insurance qualifications or equivalent

Job description

AIA is seeking an Actuary to assess individual life insurance applications for the Hong Kong market, based on the issuer guidelines. The role involves medical underwriting, maintaining high quality and efficient turnaround times, and collaboration with field forces to inform decisions.

The candidate will evaluate medical histories, occupational risks, and financial backgrounds, with fluency in English and Chinese.