Associate - Medical Underwriting

AIA Hong Kong and Macau; Putrajaya; On-site; MYR 120,000 - 180,000; Full time

Job summary

AIA Hong Kong and Macau is seeking an Actuary to assess individual life insurance applications for the Hong Kong market, applying guidelines for policy issuance and risk assessment. Key duties include accurate underwriting (medical when needed), maintaining quality, meeting turnaround times, expanding underwriting scope, and collaborating with field force and other functions.

Fluency in English and Chinese is required; Mandarin/Cantonese is a plus, with weekend rotation and Putrajaya workplace

Qualifications

• Bachelor's degree or equivalent in Medical Science, Bioscience, Insurance or related field.
• Medical and Life Underwriting experience encouraged.
• Fluent in English and Chinese; Mandarin/Cantonese is a plus.
• Passing SPM Chinese subject is mandatory.
• Customer oriented, self-motivated and proficient in Microsoft Office.
• Willing to work in IOI City Mall, Putrajaya with weekend shifts.
• Willing to follow Hong Kong working calendar.

Responsibilities

• Accurately underwrite all products including medical underwriting by assessing risks according to guidelines.
• Maintain a high level of accuracy and improve quality scores over time.
• Ensure meeting efficiency targets and improve turnaround times.
• Show keenness to develop technical proficiency by extending underwriting scope or limits.
• Collaborate with field force or other functions of AIA for decision‑making.
• Explain and defend underwriting actions.

Skills

English

Chinese

Underwriting

Medical underwriting

Microsoft Office

Education

Bachelor's degree in Medical Science / Bioscience / Insurance

Postgraduate qualification

Tools

Microsoft Office

Job description

At AIA we’ve started an exciting movement to create a healthier, more sustainable future for everyone. It’s about finding new ways to not only better people's lives, but to better the communities and environments we live in. We need great Actuaries who want to be part of something bigger than finance alone. Because the better we can nurture our financial wellbeing as an organisation, the better we can support and make a difference for our customers when they need us most. By ensuring our products are well designed and priced, analysing business performance and ensuring proper management of insurance policies in-force, you’re not just safeguarding AIA’s financial wellbeing. You’re securing a better future for the people and communities we serve - today, tomorrow and for generations to come. If that interests you, read on.

About the Role Responsible for assessing individual life insurance applications for Hong Kong market based on guidelines set for the issuance of AIA insurance policies.

Job Responsibilities:

• Accurately underwrite all products including medical underwriting by assessing the risks according to company guidelines and regulations.
• Maintains a high level of accuracy (Quality) and always seek to improve individual quality scores with time.
• Ensure meeting individual efficiency target and turn-around-time, always seek to improve individual proficiency scores with time.
• Shows keenness to develop technical proficiency by extending underwriting scope or limits.
• Perform other responsibilities and duties periodically assigned by supervisor / manager in order to meet business requirements.
• Evaluate an individual’s medical history or physical condition, occupational hazards, financial background, insurable interest and other information to resolve whether to accept, modify or decline a risk.
• Collaborate with the field force or other functions of AIA to capture information for decision‑making.
• Explain and defend any underwriting actions.

Job Requirements:

• A recognized tertiary Bachelor's Degree or equivalent experience, Post Graduate, Professional Degree in Medical Science, Bioscience background, Insurance or equivalent qualifications.
• Candidate with Medical and Life Underwriting, nursing, or medical lab experience are encouraged to apply.
• Fluent in spoken English & Chinese.
• Candidate with proficiency to converse in Mandarin / Cantonese would be an added advantage.
• Passing SPM Chinese subject is a MUST.
• Customer oriented, self‑motivated, proficient in Microsoft Office.
• Forward thinker in ensuring all required task and activities are completed.
• Able to adapt desk‑bound working environment, working shift including weekend on rotation basis & able to work overtime beyond normal office hour (including weekend & public holiday).
• Willing to work in IOI City Mall, Tower 1, Putrajaya.
• The role is required to follow Hong Kong working calendar.

Build a career with us as we help our customers and the community live Healthier, Longer, Better Lives.

You must provide all requested information, including Personal Data, to be considered for this career opportunity. Failure to provide such information may influence the processing and outcome of your application. You are responsible for ensuring that the information you submit is accurate and up-to-date.

At AIA we’ve started an exciting movement to create a healthier, more sustainable future for everyone. It's about finding new ways to not only better people's lives, but to better the communities and environments we live in. As the largest listed company on the Hong Kong Stock Exchange, we’ve been proudly making a difference for people and communities across Asia for over a century. And we build on this every day with our ambition to engage one billion people to live Healthier, Longer, Better Lives by 2030. If you work at AIA, you play an important part in this movement. Which is why we give you every opportunity to learn, grow and shape your career - your way. Inspiring and supporting you to thrive - not just at work, but in life. Believe in better with AIA.

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