Medical Underwriting Associate: Impactful Risk Assessment

AIA Shared Services; Cyberjaya; On-site; MYR 60,000 - 110,000; Full time

Job summary

AIA Shared Services seeks a skilled Actuary to assess individual life insurance applications for the Hong Kong market, following company guidelines and regulatory standards. The role is based in Malaysia and requires flexibility to work with HK-based calendars and teams.

You will underwrite diverse products, perform medical underwriting, and collaborate with field forces to gather necessary information for decision-making.

Qualifications

• Bachelor’s Degree or equivalent in a relevant field.
• Post Graduate / Professional Degree in Medical Science, Bioscience, Insurance or equivalent qualifications.
• Fluent in English and Chinese; Mandarin/Cantonese is a plus. SPM Chinese subject must pass.

Responsibilities

• Accurately underwrite all products including medical underwriting by assessing risks per guidelines and regulations.
• Maintain high quality scores and continuously improve individual quality levels.
• Meet efficiency targets and improve turnaround times and proficiency scores.
• Develop technical proficiency by extending underwriting scope or limits.
• Perform duties assigned by supervisor to meet business requirements.
• Evaluate medical history, occupational hazards and other data to decide acceptance or modification of risk.
• Collaborate with field force and other functions to gather information for decisions.
• Explain and defend underwriting actions.

Skills

English

Chinese

Education

Bachelor's Degree or equivalent

Post Graduate / Professional Degree in Medical Science or Bioscience

Insurance or equivalent qualifications

Tools

Microsoft Office

Job description

AIA Shared Services seeks a skilled Actuary to assess individual life insurance applications for the Hong Kong market, following company guidelines and regulatory standards. The role is based in Malaysia and requires flexibility to work with HK-based calendars and teams.

You will underwrite diverse products, perform medical underwriting, and collaborate with field forces to gather necessary information for decision-making.