Manager - Wholesale Credit (Credit Evaluation)

Hong Leong Bank; Kuala Lumpur; Sur place; MYR 180 000 - 260 000; Plein temps

Résumé du poste

Hong Leong Bank in Kuala Lumpur seeks a senior credit risk professional to manage loan risk and evaluation within a portfolio. You will approve loans within granted authority, present cases to MCC, and drive turnaround and quality through BC resources.

The role includes training AROs/BCMs, supervising clerical staff, and supporting special projects. CCP accreditation and strong credit analytics are essential.

Qualifications

• Recognised university qualification in Accounting/Finance/Economics.
• Relevant credit and marketing experience at managerial level.
• Strong credit analytical and managerial skills with experienced business acumen.
• CCP accredited.

Responsabilités

• Overall responsible for credit risk management and loan evaluation in the portfolio.
• Approve loans per lending authority and evaluate with quality; recommend proposals within time frame.
• Responsible for presentation of cases to MCC.
• Manage BC resources to optimise turnaround time and quality of credit evaluation within KRAs.
• Provide credit training and on-the-job coaching to AROs/ BCMs.
• Manage clericals or executives designated under the same team.
• Support role in special projects assigned by team leaders.

Connaissances

Credit analysis

Managerial experience

Business acumen

Marketing experience

Formation

Accounting/Finance/Economics degree

CCP accredited

Description du poste

Responsibilities

• Overall responsible for credit risk management and evaluation of loans within a given portfolio with minimal accounts turning NPL/High Risk / Watchlist after review.
• Approve loans as per lending authority granted and evaluate with good quality and recommend credit proposals for higher levels of approving authorities within specified time frame.
• Responsible for presentation of cases to MCC.
• Manage BC resources to optimize turnaround time and quality of credit evaluation within key results area.
• To provide credit training and on the job coaching to AROs/ BCMs.
• Manage clericals or executives designated under the same team.
• Supporting role in special projects assigned by team leaders.

Requirements

• Recognised University qualification preferably in Accounting/ Finance/ Economics.
• Relevant credit and marketing experience at managerial level.
• Good credit analytical and managerial skills supported by experienced business acumen.
• CCP accredited.

About Hong Leong Bank

We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China. We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.

Hong Leong Bank (“HLB”) stands proudly as a leading financial services institution based in Malaysia, providing a wide range of comprehensive and innovative financial solutions across the region. These services are delivered through both digital and traditional means, via online and mobile banking, as well as our digital branch concept to provide customers with an efficient and seamless experience aided by technology. As the service and financial landscape changes rapidly with the ever-increasing use of technology, staying attuned to customers needs and desires becomes even more critical to HLB’s operations. To stay ahead of these dynamic changes, the Bank has adopted the approach of reimagining banking by embedding digital considerations and customer centricity in every aspect of our operations, from products and services as well as customer care and engagement.

HLB’s ethos of being Digital-At-The-Core powered by customers-at-the-forefront will continue to lead us to innovate offerings in line with our aspiration of being a highly digital and innovative financial services organization.