Manager - Credit Decision Science

Hong Leong Bank Berhad; Kuala Lumpur; On-site; MYR 180,000 - 240,000; Full time

Job summary

Hong Leong Bank Berhad seeks a visionary Credit Decision Scientist to architect AI-driven models that advance credit intelligence and strategic business growth. You will engineer multi-dimensional analytics, turning complex outputs into actionable strategies for senior leadership.

With 3–5 years in credit risk or advanced analytics, you will deploy models in a regulated environment, collaborating across departments to drive scalable impact on risk optimization and revenue expansion.

Qualifications

• Strong academic background in a quantitative field (Data Science / Statistics / Financial Engineering).
• 3–5 years of experience in credit risk modeling or advanced analytics.
• Hands-on experience transforming large datasets into model inputs.

Responsibilities

• Lead end-to-end re-engineering of the Bank’s predictive engine using multi-dimensional and AI-driven models.
• Translate model outputs into actionable commercial strategies for business units.
• Drive transition from legacy frameworks to modern decision science.
• Own the model lifecycle to scale financing capacity and expand business volume.
• Collaborate with cross-functional teams to ensure robust, strategic models.

Skills

Quantitative foundations

Python

SAS

Model deployment

Regulatory analytics

Education

Data Science / Statistics / Financial Engineering

Tools

Python

SAS

Job description

At the intersection of bold business strategy and AI-driven analytics lies our Credit Decision Science team. We are looking for visionaries to architect the intelligence that fuels the Bank’s strategic expansion. In this role, you won’t just support the business—you will leverage multi-dimensional modeling to navigate new frontiers and scale aggressively. Join us to build the robust frameworks that don't just stay within risk appetites, but actively create the path for the Bank’s future success.

Responsibilities:

Architect the Future of Credit Intelligence: Lead the end-to-end re-engineering of the Bank’s predictive engine, deploying sophisticated multi-dimensional and AI-driven models that move beyond traditional risk management into the realm of strategic business optimization.

Drive Multi-Billion Dollar Strategy: Act as a high-level consultant to Business Unit leaders, translating complex algorithmic outputs into actionable commercial strategies that directly capture new market opportunities and fuel the Bank's growth momentum.

Innovation Without Boundaries: Mastermind the transition from legacy frameworks to cutting-edge Decision Science, utilizing AI to solve real-world financial challenges and creating intellectual legacy within a forward-thinking banking ecosystem.

Direct Impact on Value Creation: Ownership of the model lifecycle where your technical precision doesn't just mitigate risk, it scales financing capacity and expands business volume, empowering the Bank to capture new markets and drive sustainable growth.

Collaborative Leadership & Influence: Work at the intersection of data and vision, collaborating with cross-functional experts to ensure our models are not just statistically robust, but are the primary catalysts for winning in a competitive and volatile financial landscape.

Skills&ExperienceWeAreLookingFor:

Quantitative Foundation: A strong academic background in a quantitative field (e.g. Data Science, Statistics, or Financial Engineering) with 3-5 years of experience in credit risk modeling or advanced analytics.

Computational Fluency: Hands-on expertise in Python and SAS, with a proven ability to engineer and transform large-scale datasets into high-performance model inputs, and a passion for deploying AI/Machine Learning frameworks within a regulatory environment.

Multi-Dimensional Insight: Experience in developing or recalibrating credit models, with a sophisticated understanding of how multi-dimensional variables impact the model’s predictive power and long-term stability.

Banking & Credit More than 10,000 employees

We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.

We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.

HONG LEONG GROUP PERSONAL DATA POLICY

Hong Leong Group use personal data in accordance with the Hong Leong Group Privacy Notice (New Applicants) which can be found at http://www.hongleong.com/download/HLG_Privacy_Notice_New_Applicants.pdf

By providing to us your personal data, you hereby consent to the processing of your personal data with the said Privacy Notice.

We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.

We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.

HONG LEONG GROUP PERSONAL DATA POLICY

Hong Leong Group use personal data in accordance with the Hong Leong Group Privacy Notice (New Applicants) which can be found at http://www.hongleong.com/download/HLG_Privacy_Notice_New_Applicants.pdf

By providing to us your personal data, you hereby consent to the processing of your personal data with the said Privacy Notice.