Manager - Business & Corporate Banking (Account Relationship)

Hong Leong Bank; West Coast Division; On-site; MYR 120,000 - 180,000; Full time

Job summary

Hong Leong Bank is seeking a Manager in Business & Corporate Banking to drive commercial banking sales and achieve targets. You will manage a portfolio of Commercial Banking relationships, write credit applications and collaborate with product partners to meet client needs.

The role emphasizes maintaining asset quality, staying up-to-date with market intelligence, and proactively reviewing borrower facilities.

Qualifications

• Bachelor's Degree in Finance or Economics or equivalent.
• 5+ years of experience in commercial loan sales and relationship management.
• Experience writing credit applications and coordinating with credit teams.

Responsibilities

• Manage a portfolio of Commercial Banking relationships to grow funded and non-funded income.
• Write credit applications for new accounts and renewals.
• Ensure asset quality and monitor market intelligence for portfolios.

Skills

Commercial lending experience

Account relationship management

Portfolio management

Education

Bachelor's degree in Finance/Economics

Job description

Manager - Business & Corporate Banking (Account Relationship)

The Account Relationship Manager is responsiblefor drivingcommercial banking sales and deliver sales targets assigned by the management. This role reports to the Manager, Business & Corporate Banking (CMB Centre).

Responsibilities:

Manage a portfolio of existing Commercial Banking Account relationships in order to grow both funded income and non–funded income.

Write credit applications for new account acquisition and ensure timely review and renewal of existing accounts.

Ensure acceptable asset quality of existing portfolio by being pro-active and up-to-date in terms of market intelligence in relation to accounts and industry of portfolio management.

Work closely with product partners including Trade Services, Global Markets, and Deposit & Liability Management in order to meet financial and banking requirements of clients in a wholesome manner.

Ensure that banking facilities offered to clients are structured in compliance with credit lending policies.

To preserve the assets quality of the bank at all times.

Account Prospecting

Identifying and contacting prospects.

Evaluating prospects financing needs.

Assessing and putting up Credit Applications to Wholesale Credit.

Preparing and following up on acceptance of offer.

Account Management

Reviewing annually or periodically borrower’s facilities.

Keep in contact with customers e.g., through site visitations etc.

Skills & Experience We Are Looking For:

Bachelor's Degree in Finance / Economics or equivalent.

5 years and above experience in commercial loan/sales.

We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.

We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.