Head, Business Risk, Compliance & Projects, Cards

Malayan Banking Berhad (Maybank); Kuala Lumpur; On-site; MYR 180,000 - 280,000; Full time

Job summary

Malayan Banking Berhad (Maybank) invites applications for the role of Head, Business Risk, Compliance & Projects, Cards. Lead methodologies for Credit Portfolio Management across Malaysia and regional markets for Cards and Personal Loans, ensuring alignment with risk standards.

You will strengthen reporting, deliver timely credit risk insights to senior management, and contribute to credit policy, modelling, and regulatory initiatives.

Qualifications

• Extensive experience in Credit Risk Management.
• Strong analytical and quantitative capabilities.
• Expertise in Credit Risk Analytics and Modelling.
• Working knowledge of Basel and FRS 9 frameworks.
• Leadership and stakeholder management skills.
• Excellent communication skills.
• Regional or multi-country portfolio experience preferred.
• Proficiency in Python or analytical tools.

Responsibilities

• Lead methodologies for measuring Credit Portfolio Management across MY and regional cards & personal loans.
• Support regional risk leaders in enhancing policies to align with best practices.
• Strengthen credit reporting and monitoring frameworks.
• Ensure timely delivery of Credit Risk reports and provide recommendations to senior management.
• Contribute inputs on credit recognition, measurement, and reporting (Basel, FRS 9).
• Provide expert inputs on policy, procedures, and risk analytics; support model development and maintenance.
• Assess and recalibrate statistical and credit risk models as needed.
• Facilitate development of scorecards and asset quality management.

Skills

Credit Risk Management

Credit Risk Analytics

Model development

Leadership

Stakeholder management

Analytical & quantitative

Communication

Python

Tools

Python

Job description

Head, Business Risk, Compliance & Projects, Cards

Lead the development of methodologies for measuring Credit Portfolio Management across MY and Regional countries for Cards and Personal Loans and associated models/ processes

Support the Head of Regional Risk, Compliance and Projects in enhancing and reviewing Group Cards Credit Policies & Standards to ensure alignment with the best practices

Strengthen the Credit Reporting & Monitoring framework to meet the requirements of various external & internal stakeholders

Ensure timely and accurate delivery of Credit Risk reports, analyse findings and provide recommendations to Senior Management

Contribute requirements and design inputs on credit risk recognition, measurement and reporting, as part of the core team responsible for implementation of key credit risk related projects (e.g. Basel, FRS 9)

Provide expert inputs on credit policy, procedure and Credit Risk analytics. Support MY and Regional Countries during credit risk model development and on-going maintenance

Assess and recalibrate statistical models or off the shelf Credit Risk models as needed

Facilitate development of Application scorecard, Behavioral scorecard, cut off score settings and asset quality management.

Requirement:

Extensive experience in Credit Risk Management, including credit portfolio analytics, credit policy development, scorecard management, and risk reporting.

Strong analytical and quantitative capabilities, with the ability to assess portfolio performance, develop methodologies, and provide data-driven recommendations to senior management.

Expertise in Credit Risk Analytics and Modelling, including application scorecards, behavioural scorecards, model development, validation, recalibration, and asset quality management.

Working knowledge of regulatory and risk frameworks, such as Basel, FRS 9, credit risk measurement, monitoring, and reporting standards.

Strong leadership and stakeholder management skills, with the ability to lead cross-functional initiatives, influence regional stakeholders, and work independently with minimal supervision.

Excellent communication and interpersonal skills, with the ability to articulate complex risk concepts effectively in both written and verbal formats.

Experience in regional or multi-country portfolios involving Cards and Personal Loans would be an advantage.

Proficiency in Python or other analytical tools for credit risk analytics, reporting, and model development is highly desirable.

Demonstrated ability to drive strategic risk initiatives and transformation projects, while ensuring alignment with industry best practices and organizational objectives.

Maybank was incorporated on 31 May 1960 and commenced operations on 12 September 1960. On 17 February 1962, the bank was listed on the Kuala Lumpur Stock Exchange (now known as Bursa Malaysia). Today, it is the largest financial services group in Malaysia. Its extensive products and services include commercial banking, investment banking, Islamic banking, offshore banking, leasing and hire purchase, insurance, factoring, trustee services, asset management, stock broking, nominee services, venture capital and Internet banking.

Maybank was incorporated on 31 May 1960 and commenced operations on 12 September 1960. On 17 February 1962, the bank was listed on the Kuala Lumpur Stock Exchange (now known as Bursa Malaysia). Today, it is the largest financial services group in Malaysia. Its extensive products and services include commercial banking, investment banking, Islamic banking, offshore banking, leasing and hire purchase, insurance, factoring, trustee services, asset management, stock broking, nominee services, venture capital and Internet banking.

Banking & Credit More than 10,000 employees