Executive - Credit Assessment

Aeon Credit Service; Kuala Lumpur; On-site; MYR 45,000 - 89,000; Full time

Job summary

Aeon Credit Service in Kuala Lumpur is seeking a detail-oriented Credit Assessment professional to evaluate customer loan applications in line with company policies and Bank Negara Malaysia guidelines. You will screen, verify, and assess applications, supporting compliant decision-making and accurate data handling.

The role requires strong analytical skills, attention to detail, and clear communication in English and Bahasa Malaysia.

Qualifications

• Bachelor's Degree in any discipline.
• Experience in credit assessment or related financial services is an advantage.
• Strong analytical and detail-oriented abilities.

Responsibilities

• Conduct credit screening and contact verification on customer loan applications in accordance with company policies and BNM guidelines.
• Assess and evaluate applications, recommending approval, decline, or cancellation based on established criteria.
• Verify applicant and employer information to ensure accuracy and authenticity.
• Perform financial checks and document verification as required.
• Identify suspicious or fraudulent applications through database checks and investigations.
• Ensure all customer information is accurately captured and updated in the system.
• Assist Team Leader in preparing daily operational reports and supporting process improvements.
• Guide and support junior team members when required.

Skills

Analytical skills

Attention to detail

Communication skills

Education

Bachelor's Degree in any discipline

Job description

Jora Malaysia will close on 9th September 2026. Thank you for being with us, we are cheering you on as you continue your career journey.

Are you analytical, detail-oriented, and passionate about making sound credit decisions? Join our Credit Assessment Team and play a key role in evaluating customer applications while ensuring compliance with company policies and Bank Negara Malaysia (BNM) requirements.

Be the decision behind every approval!

Are you analytical, detail-oriented, and passionate about making sound credit decisions? Join our Credit Assessment Team and play a key role in evaluating customer applications while ensuring compliance with company policies and Bank Negara Malaysia (BNM) requirements.

Key Responsibilities

• Conduct credit screening and contact verification on customer loan applications in accordance with company policies and BNM guidelines.

• Assess and evaluate applications, recommending approval, decline, or cancellation based on established criteria.

• Verify applicant and employer information to ensure accuracy and authenticity.

• Perform financial checks and document verification as required.

• Identify suspicious or fraudulent applications through database checks and investigations.

• Ensure all customer information is accurately captured and updated in the system.

• Assist Team Leader in preparing daily operational reports and supporting process improvements.

• Guide and support junior team members when required.

What We're Looking For

• Bachelor's Degree in any discipline.

• Experience in credit assessment, credit operations, or a related financial services environment is an added advantage.

• Strong analytical skills with excellent attention to detail.

• Good communication skills in English and Bahasa Malaysia.

• Able to work effectively in a fast-paced, team-oriented environment.

• High integrity with the ability to make objective and accurate decisions.