Director, Portfolio Analytics, Group Credit Risk Management

Affin Bank Berhad; Kuala Lumpur; On-site; MYR 180,000 - 280,000; Full time

Job summary

Affin Bank Berhad is seeking an experienced senior professional to manage the credit risk portfolio and oversee analytics reporting across the Affin Banking Group. You will lead risk reporting to Committees, stress test portfolios, and monitor data integrity and regulatory compliance.

The role requires a minimum of 10 years in banking risk management, with strong analytical skills and proficiency in SAS, R, Python, and dashboard tools.

Qualifications

• Bachelor’s Degree in Finance, Statistics, Accounting or related discipline.
• At least 10 years of banking and risk management experience.
• Proficiency in data analytics and programming tools (e.g., SAS, R, Python) and dashboard development/presentation tools.
• Professional credit certification (e.g., CCP/CCE) is an added advantage.
• Strong analytical skills and detail-oriented mindset.

Responsibilities

• Prepare, review, analyze, monitor and report credit risk positions andprofiles for ABG committees.
• Monitor bank performance, lending direction, and regulatory compliance.
• Develop and enhance credit risk reports for timely committee reporting.
• Ensure data integrity in banking systems and risk exposure management.
• Stress test credit risk portfolio per BNM and ICAAP requirements.
• Analyze loan portfolio and asset quality to identify emerging risks.
• Perform ad-hoc tasks as assigned by GCRO/Head of Group Credit Risk Management.

Skills

Credit risk management

Data analytics

Regulatory compliance

Stakeholder communication

Problem solving

Education

Bachelor’s degree in Finance/Statistics/Accounting

Tools

SAS

R

Python

Dashboard tools (Power BI/Tableau)

Job description

Job Purpose

Primary responsibility for managing the credit portfolio and overseeing risk analytics reporting across the group, including Affin Bank Berhad, Affin Islamic Bank Berhad, and Affin Hwang Investment Bank Berhad.

Key Accountabilities

• Prepare, review, analyze, monitor and report all credit risk positions and credit risk profiles on the Affin Banking Group (ABG) to the Committees.
• Monitor and highlight bank performance and lending direction as well as compliance with regulatory and internal tolerance limits.
• Continuously assess, develop and enhance credit risk reports for identifying, monitoring and reporting to respective Committees on a timely basis.
• Continuously monitor data integrity in banking systems and ensure reliability for effective control and management of risk exposure.
• Stress test the credit risk portfolio in line with BNM and ICAAP requirements.
• Monitor and analyze loan portfolio and asset quality; highlight risk issues and emerging risk concerns for resolution.
• Other ad‑hoc tasks assigned by the immediate superior/Head, Group Credit Risk Management/Group Chief Risk Officer (GCRO).

Qualifications

• Bachelor’s Degree in Finance, Statistics, Accounting or related discipline.
• At least 10 years of working experience in banking and risk management.
• Relevant technical expertise in data analytics and programming tools (e.g., SAS, R, Python) and dashboard development/presentation tools.
• Professional credit certification such as CCP/CCE or any relevant certification is an added advantage.
• Good exposure to a banking and risk management environment.
• Strong analytical skills and a self‑starter attitude.
• Detail‑oriented with an inclination for in‑depth analysis.
• Sound knowledge of credit policies and procedures.
• Ability to work under pressure to meet deadlines.
• Ability to interact with all levels of people.
• Familiarity with BNM’s credit policy and procedures, compliance and regulatory requirements.