Data Engineer

AEON Credit Service (M) Bhd; Kuala Lumpur; On-site; MYR 60,000 - 90,000; Full time

Job summary

AEON Credit Service (M) Berhad is seeking a Data Engineer to gather, transform, and analyze credit portfolio data, delivering insights to support policy and productivity improvements. The role involves building scalable data pipelines, integrating data from LOS, CBS, CCRIS, and automating ETL/ELT workflows for timely risk reporting, while leading the analytics team.

You will work with SQL, Python, and cloud platforms, and collaborate with stakeholders to shape data strategy, improve data

Qualifications

• 2–3 years of data engineering experience, preferably in finance or risk analytics.
• Proficiency in SQL, Python, and ETL frameworks (Airflow, Talend, AWS Glue).
• Experience with cloud platforms (AWS, Azure or GCP) and data warehousing.
• Knowledge of version control (Git) and CI/CD is a plus.
• Strong leadership, training, and communication skills for the team.

Responsibilities

• Gather, extract data, review, monitor and identify consumer, collection, key trends in credit portfolio data and provide data insights.
• Support the development and automation of data pipelines for credit risk assessment.
• Design, develop, and maintain scalable data pipelines for risk assessment and model input preparation.
• Integrate data from LOS, CBS, CCRIS into a centralized data warehouse or data mart.
• Automate ETL/ELT workflows for recurring credit risk reporting and analysis.
• Lead and coach the analytics team; collaborate with stakeholders to meet business goals.
• Ensure data quality, processing efficiency, and timely delivery to management.

Skills

SQL

Python

Analytical skills

Leadership

Communication

Tools

Apache Airflow

Talend

AWS Glue

Git

AWS

Azure

GCP

Tableau

Job description

Gather, extract data, review, monitor and identify consumer, collection, key trends in overall credit portfolio data and provide data insights, data-driven solutions to support credit and business policies as well as strategies for productivity, profitability and efficiency improvement.

support the development and automation of data pipelines for credit risk assessment. This role plays a critical part in enabling accurate, timely, and scalable credit risk analytics by ensuring robust data availability, quality, and processing efficiency.

Design, develop, and maintain scalable data pipelines to support credit risk assessment and model input preparation.

Integrate data from multiple internal and external sources (e.g., LOS, CBS, CCRIS ) into a centralized data warehouse or data mart environment.

Ensure data gathering and extraction are done on timely basis for insights and data-driven solutions to be shared on timely basis to management in a succinct and usable format

Implement data quality checks, cleansing routines, and transformation logic to ensure accurate and reliable outputs.

Automate data extraction, transformation, and loading (ETL/ELT) workflows for recurring credit risk reporting and analysis.

Monitor and troubleshoot data workflows and implement enhancements for performance optimization.

Be a good leader and coach to the team.

Work closely with relevant stakeholders to obtain necessary data and understanding of the processes as well as business strategies to support the overall solutions to be provided to management.

Minimum job requirement (education & experience)

2–3 years of experience in data engineering, preferably in a financial or risk analytics environment.

Proficiency in SQL, Python, and ETL frameworks (e.g., Apache Airflow, Talend, AWS Glue).

Experience with cloud platforms such as AWS, Azure, or GCP (particularly S3, Redshift, or BigQuery).

Experience with version control (e.g., Git) and CI/CD pipelines is a plus.

Good leadership and management skills with the ability to train and develope team members

Strong analytical skills to study, review credit portfolio and translate this to solutions to management

Possess effective communication and written skills

Ability to work in a fast-paced and evolving organization

Knowledges, skills and abilities required

Strong understanding of Credit operations and processes.

Knowledge of Credit policy and data analysis, pipeline development lifecycle.

Excellent communication, and interpersonal skills.

Analytical mindset with the ability to analyze data and draw meaningful insights.

Strong problem solving and decision-making abilities.

Detail-oriented with excellent organization and multitasking skills.

Job competency requirements

Proven knowledge of using data science toolkits such as Python, R, SQL, Tableau, etc

Good understanding of machine learning algorithms

Essential/Desirable personality attributes/qualities/traits

Adaptable: Ability to thrive in a dynamic work environment.

Team Player: Collaborate effectively with cross-functional teams

Proactive: Proactive and innovative mindset with a focus on continuous improvement

Requirements added by the job poster

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Your application will include the following questions:

• Which of the following statements best describes your right to work in Malaysia?
• How many years' experience do you have as a Data Engineer?
• Which of the following types of qualifications do you have?
• Which of the following data analytics tools are you experienced with?

AEON Credit Service (M) Berhad is a leading consumer financing provider with business operations in Japan, Malaysia, Hong Kong, Thailand, Taiwan and China. We established a strong presence in Malaysia since 1996 with a wide range of consumer financial services. Our portfolio currently includes credit card, personal financing and easy payment scheme which help enrich the livelihood of many Malaysians.

We offer an exciting and dynamic workplace for all employees. As part of our expansion plan, we are on the lookout for talented individuals who strive for excellence. If you are visionary go-getter, come join us today. Together, we can shape a promising and satisfying career path.

AEON Credit Service (M) Berhad is a leading consumer financing provider with business operations in Japan, Malaysia, Hong Kong, Thailand, Taiwan and China. We established a strong presence in Malaysia since 1996 with a wide range of consumer financial services. Our portfolio currently includes credit card, personal financing and easy payment scheme which help enrich the livelihood of many Malaysians.

We offer an exciting and dynamic workplace for all employees. As part of our expansion plan, we are on the lookout for talented individuals who strive for excellence. If you are visionary go-getter, come join us today. Together, we can shape a promising and satisfying career path.

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