Credit Risk & Analytics Lead - Auto Financing

CARRO; Subang Jaya; On-site; MYR 56,000 - 89,000; Full time

Benefits offered by this job

Medical benefits

Insurance

Well-being program

Flexible working

Job summary

Carro is seeking a Credit Analysis & Risk Executive to evaluate loan applications for Hire Purchase and Auto Financing. You will prepare reports detailing borrower strengths, weaknesses, and repayment ability while ensuring policy compliance and data confidentiality.

The role requires finance-related education, at least 2 years' credit analysis experience, and strong analytical and communication skills. Join a dynamic team in Malaysia with growth opportunities.

Qualifications

• Bachelor’s degree or diploma in finance, accounting, business, or a related field.
• Minimum 2 years of experience in credit analysis, loan evaluation, or a similar role.
• Strong understanding of Hire Purchase Loan and Credit Term processes.
• Proficient in analyzing financial statements and assessing creditworthiness.
• Excellent attention to detail and ability to identify risks in loan applications.
• Familiarity with credit policies, procedures, and compliance standards.
• Strong communication skills to provide clear insights and recommendations.
• Ability to work collaboratively with teams and meet strict deadlines.
• Proficiency in Microsoft Office applications (Excel, Word, PowerPoint).

Responsibilities

• Perform evaluation tasks for Hire Purchase Loan and Credit Term applications.
• Prepare thorough analysis reports detailing borrower strengths, weaknesses, and repayment ability.
• Ensure compliance with company policy and judgment procedures.
• Maintain confidentiality of protected information.
• Collaborate with team and other departments to meet deadlines.
• Offer sound opinions to improve credit assessment processes.
• Perform other related duties as required.

Skills

Credit analysis

Financial statement analysis

Risk assessment

Communication skills

Attention to detail

Education

Bachelor’s degree or diploma in finance, accounting, business, or a related field

Tools

Excel

PowerPoint

Word

Job description

Carro is seeking a Credit Analysis & Risk Executive to evaluate loan applications for Hire Purchase and Auto Financing. You will prepare reports detailing borrower strengths, weaknesses, and repayment ability while ensuring policy compliance and data confidentiality.

The role requires finance-related education, at least 2 years' credit analysis experience, and strong analytical and communication skills. Join a dynamic team in Malaysia with growth opportunities.