Credit Risk Analyst (Traded Credit)

CIMB; Kuala Lumpur; On-site; MYR 150,000 - 230,000; Full time

Job summary

CIMB in Kuala Lumpur is seeking a seasoned corporate/investment banking professional to prepare fixed income credit proposals, provide analytical support, and ensure rapid turnaround with meticulous records.

You will evaluate credit quality of the bank's corporate bonds portfolio, monitor asset quality, ensure compliance with regulations and internal policies, and handle post-approval work. ACCA or equivalent and 5 years' banking experience required; Bloomberg is a plus.

Qualifications

• ACCA or equivalent qualification required.
• Experience in corporate/investment banking (min 5 years).
• Strong finance and credit evaluation skills; good business writing.

Responsibilities

• Prepare fixed income credit proposals and obtain approvals.
• Evaluate credit quality of corporate bonds portfolio.
• Monitor portfolio to escalate asset quality deterioration.
• Ensure regulatory compliance with policies and procedures.
• Deliver on ad-hoc assignments beyond core duties.

Skills

Credit evaluation

Financial analysis

Financial modeling

Presentation skills

Time management

Team player

Education

ACCA or equivalent

Asian Institute of Chartered Bankers

OMEGA

Tools

Microsoft Word

Microsoft Excel

Bloomberg

Job description

Key Responsibilities:Prepare fixed income credit proposals, provide analytical support in submissions to the relevant approving authorities and ensure speedy turnaround time. This includes the following: identify pertinent credit related issues; liaise with business units and internal approvers to obtain approvals; handle post-approval work process, including proper maintenance of records.Evaluate the credit quality of the Bank's corporate bonds portfolio in various industries and identify pertinent credit & other deal related issues.Monitor the fixed income portfolio to ensure any deterioration in the asset quality is properly escalated to the relevant authorities.Ensure all applications comply with applicable regulatory framework / guidelines and the Group's policies and procedures.Deliver on ad-hoc assignments beyond core responsibilities.
Key Requirements:Possess professional qualifications such as ACCA (or its equivalent), Asian Institute of Chartered Bankers (Certified Credit Executive, Bank Business Credit Practice, Competency Validation Assessment) or OMEGA.Proficient in Microsoft Word and Excel.Bloomberg skills is an added advantage.Strong team player with a positive attitude. Able to adapt quickly to changing priorities and manage time-sensitive requests effectively. Possess strong accounting / financial analytical and credit evaluation skills, has financial modeling skills, good business writing & presentation skills and good understanding of the corporate banking & wholesale banking products.Minimum 5 years' experience in corporate / investment banking or other related fields.