Credit Evaluation Manager, Region Sarawak, Group Corporate Credit, Group Risk

Maybank; Kuching; In loco; MYR 60.000 - 120.000; Tempo pieno

Descrizione del lavoro

Maybank is seeking a Credit Risk Analyst to assess credit proposals and data provided by Lending Unit to evaluate risk and support decision makers. You will manage and provide independent input on credit risk appetite for assigned portfolios, aiming to optimize asset quality and maintain high evaluation standards.

The role emphasizes ongoing learning, collaboration with Risk Academy and Group Human Capital, and handling ad-hoc projects as assigned by the Head of Department, with a strong

Competenze

• Preferably tertiary education in business related field or any professional qualification.
• CCP/PCC qualification or related credit qualification e.g. CSA by Omega would be an added advantage.
• With relevant working experience in processing and/or evaluating Corporate or Commercial loan applications and minimum 3 years of loan origination experience in Corporate or Commercial loans.
• Proven ability to undertake financial and cash flow analysis as well as possess good credit skills in the identification of risks in respect of borrowers, loan structures, sectors and industries.
• Active team player and possess a strong sense of responsibility and commitment.
• Proactive person with common sense and demonstration of value-added credit judgement from previous work experience

Conoscenze

Credit judgement

Analytical ability

Attention to detail

Formazione

Tertiary education in business-related field

CCP/PCC or CSA qualification

Descrizione del lavoro

• To conduct thorough analysis of credit proposals and assessment of data provided by Lending Unit to evaluate the degree of risk of existing or prospective clients including annual review
• Responsible and accountable for the credit recommendation to enable decision makers to formulate well informed decision
• To manage and provide oversight the assigned portfolio with respective Lending Units by providing independent assessment and value added input on overall credit risk appetite
• To maintain consistent high quality standard of evaluation and provide measure to optimize Maybank’s exposure vis-à-vis borrower’s credit profiles as well as preserve the bank’s asset quality
• Continuously learning and provide support to Risk Academy and Group Human Capital in developing a pool of highly capable and technical competent Originator and Evaluator that will be able to perform their functions effectively
• To undertake ad-hoc assignment or project initiative assigned by Head of Department and continue support to team members

Job Requirements:

• Preferably tertiary education in business related field or any professional qualification
• CCP/PCC qualification or related credit qualification e.g. CSA by Omega would be an added advantage
• With relevant working experience in processing and/or evaluating Corporate or Commercial loan applications and minimum 3 years of loan origination experience in Corporate or Commercial loans
• Proven ability to undertake financial and cash flow analysis as well as possess good credit skills in the identification of risks in respect of borrowers, loan structures, sectors and industries
• Proactive person with common sense and demonstration of value-added credit judgement from previous work experience
• Active team player and possess a strong sense of responsibility and commitment