Credit Analyst (Structured Lending)

Cari; Malaysia; On-site; MYR 223,000 - 382,000; Full time

Job summary

Michael Page Singapore is seeking a credit analyst for a Singapore-based financial services group with regional exposure across brokerage, corporate advisory, capital markets and investment banking. You will conduct in-depth credit analysis and assess financing collateral while supporting senior professionals in structuring deals.

The role requires strong accounting and financial analysis skills, understanding multiple asset classes, and the ability to communicate risk assessments to senior

Qualifications

• Minimum 3 years of experience in credit analysis, preferably involving collateral-backed lending, structured financing or assessment of financial assets.
• Strong accounting and fundamental financial analysis skills, with the ability to assess financial statements, creditworthiness and underlying transaction risks.
• Good understanding of financial instruments and asset classes, including equities, bonds, derivatives, structured products and real estate, with exposure to asset valuation being advantageous.
• Sound credit judgement and analytical problem-solving abilities, with the ability to evaluate complex financing transactions, articulate risk assessments and communicate effectively with senior stakeholders.

Responsibilities

• Conduct in-depth credit and fundamental financial analysis, assessing financial performance, creditworthiness, cash flows and underlying transaction risks.
• Analyse and assess various asset classes, including listed equities, bonds, derivatives, structured products and real estate, particularly in relation to their suitability and value as financing collateral.
• Support senior credit professionals in structuring financing transactions, evaluating deal terms, preparing credit proposals and presenting recommendations to the Credit Committee.
• Assist in reviewing financing and security documentation, ensuring compliance with internal credit policies, applicable regulations and risk management requirements.

Skills

Credit analysis

Financial analysis

Stakeholder communication

Problem solving

Job description

• Gain exposure to multi-asset credit analysis and structured financing
• Analyse complex financing deals with direct senior management exposure

About Our Client

Our client is an established Singapore headquartered financial services group with an extensive regional presence across brokerage, corporate advisory, capital markets and investment banking. With a strong track record in delivering sophisticated financial solutions, the organisation offers a collaborative environment and exposure to specialised financing transactions across key regional markets.

Job Description

• Conduct in-depth credit and fundamental financial analysis, assessing financial performance, creditworthiness, cash flows and underlying transaction risks.
• Analyse and assess various asset classes, including listed equities, bonds, derivatives, structured products and real estate, particularly in relation to their suitability and value as financing collateral.
• Support senior credit professionals in structuring financing transactions, evaluating deal terms, preparing credit proposals and presenting recommendations to the Credit Committee.
• Assist in reviewing financing and security documentation, ensuring compliance with internal credit policies, applicable regulations and risk management requirements.

The Successful Applicant

• Minimum 3 years of experience in credit analysis, preferably involving collateral-backed lending, structured financing or assessment of financial assets.
• Strong accounting and fundamental financial analysis skills, with the ability to assess financial statements, creditworthiness and underlying transaction risks.
• Good understanding of financial instruments and asset classes, including equities, bonds, derivatives, structured products and real estate, with exposure to asset valuation being advantageous.
• Sound credit judgement and analytical problem-solving abilities, with the ability to evaluate complex financing transactions, articulate risk assessments and communicate effectively with senior stakeholders.

What's on Offer

This opportunity offers exposure to sophisticated financing transactions and diverse asset classes across Asia Pacific, providing a platform to develop specialised expertise in credit analysis, asset valuation and structured lending. You will work closely with experienced credit professionals while gaining regular visibility with senior management.