Analyst, Credit Risk Management

Randstad Malaysia; Kuala Lumpur; On-site; MYR 45,000 - 78,000; Full time

Job summary

Randstad Malaysia is seeking a detail-oriented finance graduate to support credit administration and risk assessment activities in Kuala Lumpur. The role is ideal for fresh graduates with a Diploma in Finance/Accounting or a related Bachelor degree, and up to 1 year of relevant experience.

You will prepare account listings for BOT processing in the credit system (LARA), maintain credit agreement documentation, conduct risk searches, and ensure compliance with SOPs while supporting the team in

Qualifications

• Diploma in Finance/Accounting or equivalent required; fresh graduates welcomed.
• Experience in credit processing and credit analysis is advantageous.

Responsibilities

• Prepare account listings for BOT processing and update in the credit system (LARA).
• Prepare and maintain credit agreement documentation.
• Conduct risk rating searches using external databases (e.g., S&P and D&B) to support evaluations.
• Support credit renewals by preparing agreements and monitoring reports.
• Adhere to SOPs and assist team with credit applications inquiries.

Skills

Credit risk

Credit analysis

Education

Diploma in Finance/Accounting

Bachelor Degree

Job description

about the job
This position primarily supports the team in executing credit administration and operational activities. Key responsibilities include preparing account listings for BOT processing in the credit system (LARA), preparing and maintaining credit agreement documentation, conducting risk rating searches and assessments, and ensuring all activities are carried out in compliance with company policies, internal procedures, and applicable country-specific regulatory requirements.

Key Result Areas
1. Understanding of credit policies, risk assessment procedures, and country-specific credit term rules
2. Ability to prioritize tasks, meet deadlines, and manage workload efficiently
3. Willingness to support colleagues

Key Accountabilities/Duties
1. Support credit renewals activities by preparing account listing for BOT processing & update in the credit system (LARA) and preparing credit agreement.
2.Maintain and follow up on the bi-weekly Credit Agreement Report to ensure timely receipt and processing of signed agreements.
3.Conduct ad-hoc risk rating searches using external databases such as S&P and BvD to support credit evaluations.
4.Perform additional tasks assigned by the supervisor, supporting the team’s operational needs.
5.Ensure all tasks and processes are carried out in strict adherence to Standard Operating Procedures (SOP).
6.Assist team members to provide support and address enquiries relating to credit application.

Education: Diploma in Finance/Accounting/Fresh Graduate

Experiences:
1.Candidates with credit experience relating to credit processing and credit analysis environment would have an advantage

experience

1 year

skills

credit risk , analysis

qualifications

Education: Diploma in Finance/Accounting/Fresh Graduate
Experiences:
Candidates with credit experience relating to credit processing and credit analysis environment would have an advantage

education

Bachelor Degree