Credit Analyst: Risk & Credit Strategy

ORIX Leasing Malaysia Group; Kuala Lumpur; On-site; MYR 42,000 - 54,000; Full time

Job summary

ORIX Leasing Malaysia Group is seeking a junior Credit Analyst to undertake credit appraisal and provide recommendations for loan applications, and to perform post-loan reviews and first default reporting. You will help ensure all credit reviews adhere to the company’s strategies and policies.

The role involves industry and economic studies to support business units, participation in credit-related projects, and periodic site visits for credit evaluation.

Qualifications

• Degree in Accounting, Finance, Business Administration or equivalent is required.
• Good command of English with strong report writing ability.
• Strong analytical and logical thinking with business sense.
• MS Office proficiency is required.

Responsibilities

• Undertake credit appraisal and recommendation for applications.
• Post loan review and preparation of first default reports, moratorium / rescheduling / restructuring and final loss applications.
• Ensure credit review on all applications complies with the company credit strategy and policies.
• Conduct industry study and update on economic review for reference of all business units.
• Support and participate in credit related projects, system enhancement and process improvement.
• Conduct site visits with Business Units for credit evaluation of potential/existing clients when necessary.

Skills

Analytical skills

Report writing

Education

Degree in Accounting, Finance, Business Administration or equivalent

Tools

MS Office

Job description

ORIX Leasing Malaysia Group is seeking a junior Credit Analyst to undertake credit appraisal and provide recommendations for loan applications, and to perform post-loan reviews and first default reporting. You will help ensure all credit reviews adhere to the company’s strategies and policies.

The role involves industry and economic studies to support business units, participation in credit-related projects, and periodic site visits for credit evaluation.