AVP, Risk Planning Sr Analyst

United Overseas Bank (Malaysia) Bhd; Kuala Lumpur; On-site; MYR 60,000 - 90,000; Full time

Job summary

United Overseas Bank (Malaysia) Bhd in Kuala Lumpur is seeking a Risk Planning Analyst to support risk planning and forecasting for retail portfolios, including mortgages, cards, and personal loans. The role focuses on credit cost planning during budgeting and forecasts and requires close coordination with Finance and Credit Retail teams to ensure alignment with business plans.

You will analyze variances, monitor key indicators, and contribute to forward-looking risk forecasts, with emphasis on

Job description

Company: 2201 United Overseas Bank (Malaysia) Bhd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long‑term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

Risk Planning Analyst supports risk planning and forecasting activities by providing forward‑looking insights across retail portfolios. The role focuses on credit cost planning during Budget, Full‑Year Forecast (FYF), and strategic planning exercises, ensuring risk considerations remain aligned with business strategy.1) Support retail credit risk planning cycles, including Budget, Full-Year Forecast (FYF), and strategic plans.2) Develop and maintain forward‑looking risk forecasts for retail portfolios (eg. Mortgages, Cards, Personal Loans), covering delinquency, NPLs, ECL/EL, credit cost.3) Analyse variances between actuals, plan, and forecast, identifying behavioural and portfolio‑specific drivers. Identify and monitor key business indicators related to credit performance and flowrates.4) Work closely with Finance and Credit Retail stakeholders to align risk outlook with financial forecasts and planning assumptions.5) Support management explanations on key drivers of credit cost volatility and risk outcomes.6) Contribute to the enhancement of retail risk planning frameworks, methodologies, and reporting processes.7) Drive efficiency through automation, standardisation, and continuous improvement initiatives.

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non‑merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

United Overseas Bank ("UOB") was incorporated on 6 August 1935 as the United Chinese Bank. Founded by Datuk Wee Kheng Chiang, the Bank catered mainly to the Fujian community in its early years. The change of name was effected in 1965. Over the past 76 years, UOB has grown from strength to strength. Through a series of acquisitions, it is now a leading bank in Asia. Besides Far Eastern Bank in Singapore, UOB’s major banking subsidiaries in the region are United Overseas Bank (Malaysia), United Overseas Bank (Thai), PT Bank UOB Buana and United Overseas Bank (China). Today, the UOB Group has a network of over 500 offices in 19 countries and territories in Asia Pacific, Western Europe and North America.

UOB (Malaysia) offers an extensive range of commercial and personal financial services through its branches, subsidiaries and associate companies: commercial lending, investment banking, treasury services, trade services, cash management, home loans, credit cards, wealth management, general insurance and life assurance.

United Overseas Bank ("UOB") was incorporated on 6 August 1935 as the United Chinese Bank. Founded by Datuk Wee Kheng Chiang, the Bank catered mainly to the Fujian community in its early years. The change of name was effected in 1965. Over the past 76 years, UOB has grown from strength to strength. Through a series of acquisitions, it is now a leading bank in Asia. Besides Far Eastern Bank in Singapore, UOB’s major banking subsidiaries in the region are United Overseas Bank (Malaysia), United Overseas Bank (Thai), PT Bank UOB Buana and United Overseas Bank (China). Today, the UOB Group has a network of over 500 offices in 19 countries and territories in Asia Pacific, Western Europe and North America.

UOB (Malaysia) offers an extensive range of commercial and personal financial services through its branches, subsidiaries and associate companies: commercial lending, investment banking, treasury services, trade services, cash management, home loans, credit cards, wealth management, general insurance and life assurance.