Auto Finance Sales - Fresh Graduates Welcome

CIMB Bank Berhad; Butterworth; On-site; MYR 27,000 - 42,000; Full time

Job summary

CIMB Bank Berhad is seeking a proactive Auto Loan Officer in Penang, Malaysia. The role focuses on achieving sales targets by securing quality auto loans, building strong dealer and customer relationships, and ensuring timely processing in line with credit guidelines.

You will conduct KYC/CDD checks, verify documents, and enter data into the Auto Credit System (ACS). Training and career growth opportunities are available within a dynamic banking environment.

Qualifications

• Diploma, Higher Diploma, or Degree in Banking, Finance, Business, or a related field.
• Fresh graduates are encouraged to apply; candidates with up to 1 year of relevant experience are welcome.
• Strong communication and interpersonal skills to build lasting business relationships with dealers and customers.
• Good attention to detail and willingness to learn.

Responsibilities

• Achieve sales targets by securing quality auto loans, based on the company’s target customer and product mix.
• Build and maintain strong relationships with customers, dealers, and internal teams to generate business leads.
• Collect and review loan applications from dealers, customers, or sales teams, ensuring all required documents meet credit guidelines.
• Make sure customers give consent for credit bureau checks before proceeding with their applications.
• Interview applicants and perform KYC, CDD, or Enhanced CDD for higher-risk cases.
• Verify identification, income, and vehicle documents.
• Enter loan application details into the Auto Credit System (ACS), ensuring accuracy and completeness.
• Ensure Credit Application is created timely to meet targeted Turnaround Time compliance.
• Oversee the issuance of Letters of Undertaking to dealers and follow up on HP agreements and related documents.
• Share the Product Disclosure Sheet (PDS) and explain HP agreements to customers; witness and verify agreement signing.
• Investigate and follow up on delayed approvals or disbursements.
• Prepare proposals for panel dealers and any additional facilities they request.
• Conduct site visits when needed.
• Assist in preparing reports for the Business Manager.
• Perform other duties as assigned by management.

Skills

Strong communication

Interpersonal skills

Attention to detail

Willingness to learn

Education

Diploma/Higher Diploma/degree in Banking, Finance, Business

Tools

Auto Credit System (ACS)

Job description

CIMB Bank Berhad is seeking a proactive Auto Loan Officer in Penang, Malaysia. The role focuses on achieving sales targets by securing quality auto loans, building strong dealer and customer relationships, and ensuring timely processing in line with credit guidelines.

You will conduct KYC/CDD checks, verify documents, and enter data into the Auto Credit System (ACS). Training and career growth opportunities are available within a dynamic banking environment.