Associate - Medical Underwriting

AIA Shared Services; Putrajaya; Vor Ort; MYR 60.000 - 100.000; Vollzeit

Zusammenfassung

AIA Shared Services is seeking an underwriter to assess life insurance applications for the Hong Kong market. You will evaluate medical histories, occupational risks, and financial backgrounds to decide on acceptance, modification, or decline of risks, while collaborating with various parts of the company to support underwriting decisions.

Qualifications include a Bachelor’s degree in a relevant field and experience in medical or life underwriting.

Qualifikationen

• Bachelor's Degree or equivalent experience, Post Graduate, Professional Degree in Medical Science, Bioscience background, Insurance or equivalent qualifications.
• Candidate with Medical and Life Underwriting, nursing, or medical lab experience are encouraged to apply.
• Fluent in spoken English & Chinese. Proficiency in Mandarin / Cantonese would be an added advantage.
• Customer oriented, self-motivated, proficient in Microsoft Office.
• Able to adapt to desk-bound work, shift including weekends, and overtime.

Aufgaben

• Accurately underwrite all products including medical underwriting by assessing the risks according to company guidelines and regulations.
• Maintain a high level of accuracy and improve individual quality scores over time.
• Meet individual efficiency targets and turnaround times, improving proficiency scores with time.
• Develop technical proficiency by extending underwriting scope or limits.
• Perform other responsibilities as assigned to meet business needs.
• Evaluate medical history, occupational hazards, financial background, insurable interest to decide to accept, modify or decline risk.
• Collaborate with field force or other functions to gather information for decision-making.
• Explain and defend underwriting actions.

Jobbeschreibung

Transform insights into action and impact.

At AIA, your skills, perspective and ideas can help us protect customers, balance risk and opportunity, and contribute to our Purpose of helping millions of people live Healthier, Longer, Better Lives. Across our diverse markets, you will take on real-world challenges, collaborate with talented colleagues and bring together data, technical expertise and commercial understanding to strengthen customer solutions and support sustainable growth.

Join us to shape better decisions, grow through new experiences and extend your impact across Asia.

About The Role

Responsible for assessing individual life insurance applications for Hong Kong market based on guidelines set for the issuance of AIA insurance policies.

Job Responsibilities

• Accurately underwrite all products including medical underwriting by assessing the risks according to company guidelines and regulations.
• Maintains a high level of accuracy (Quality) and always seek to improve individual quality scores with time.
• Ensure meeting individual efficiency target and turn-around-time, always seek to improve individual proficiency scores with time.
• Shows keenness to develop technical proficiency by extending underwriting scope or limits.
• Perform other responsibilities and duties periodically assigned by supervisor / manager in order to meet business requirements.
• Evaluate an individual's medical history or physical condition, occupational hazards, financial background, insurable interest and other information to resolve whether to accept, modify or decline a risk.
• Collaborate with the field force or other functions of AIA to capture information for decision-making.
• Explain and defend any underwriting actions.

Job Requirements

• A recognized tertiary Bachelor's Degree or equivalent experience, Post Graduate, Professional Degree in Medical Science, Bioscience background, Insurance or equivalent qualifications.
• Candidate with Medical and Life Underwriting, nursing, or medical lab experience are encouraged to apply.
• Fluent in spoken English & Chinese. Candidate with proficiency to converse in Mandarin / Cantonese would be an added advantage. Passing SPM Chinese subject is a MUST.
• Customer oriented, self-motivated, proficient in Microsoft Office.
• Forward thinker in ensuring all required task and activities are completed.
• Able to adapt desk-bound working environment, working shift including weekend on rotation basis & able to work overtime beyond normal office hour (including weekend & public holiday).
• Willing to work in IOI City Mall, Tower 1, Putrajaya.
• The role is required to follow Hong Kong working calendar.

Build a career with us as we help our customers and the community live Healthier, Longer, Better Lives.

You must provide all requested information, including Personal Data, to be considered for this career opportunity. Failure to provide such information may influence the processing and outcome of your application. You are responsible for ensuring that the information you submit is accurate and up-to-date.