Assistant Vice President, Consumer Credit Policy & Portfolio Analytics

Alliance Bank Malaysia Berhad; Kuala Lumpur; On-site; MYR 60,000 - 90,000; Full time

Job summary

Alliance Bank Malaysia Berhad seeks a Credit Portfolio Analytics professional to execute credit portfolio strategy across origination and post-booking monitoring. You will support analytics, reporting, and risk performance management to ensure portfolio quality and profitability.

The role focuses on day-to-day reporting, data extraction, validation, and basic statistical analysis to enhance management information for strategic decisions.

Responsibilities

• Portfolio Monitoring & Reporting Support
• Support tracking of portfolio health (e.g., delinquency trends, vintage performance).
• Prepare recurring reports and dashboards for portfolio monitoring.
• Assist in data validation and reconciliation to ensure reporting accuracy.
• Monitor early warning indicators and highlight observed trends.
• Credit Analytics Support
• Perform basic origination and segmentation analysis (e.g., booking mix, approval rate trends).
• Support deep-dive analysis on emerging risks under guidance of Head, Credit Policy & Portfolio Analytics.
• Assist in preparation of KRIs and performance tracking reports.
• Produce data extracts and analysis for management reporting and business reviews.
• Regulatory & Internal Reporting Support
• Assist in preparation of regulatory submissions and ad-hoc queries.
• Support data compilation for BNM reporting (e.g., CRR, quarterly insights).
• Provide relevant data and analysis for audit and compliance queries.
• Stakeholder & Operational Support
• Work closely with Risk, Collections, Finance, and Business teams to fulfill data and reporting requests.
• Support preparation of materials for presentations and management forums.
• Ensure timely delivery of analytics outputs aligned with business needs.

Job description

Job Description

Accountable in Credit Portfolio Analytics in executing credit portfolio strategy across origination (TTD) and post-booking performance monitoring. Assist in analytics, reporting, and credit risk performance management to ensure portfolio quality, profitability, and sustainability.

Job Description

Accountable in Credit Portfolio Analytics in executing credit portfolio strategy across origination (TTD) and post-booking performance monitoring. Assist in analytics, reporting, and credit risk performance management to ensure portfolio quality, profitability, and sustainability.

Job Purpose

• To support the analytics team in day-to-day reporting, monitoring, and analysis activities.
• To enhance business performance visibility through data extraction, validation, and basic statistical analysis.
• To prepare timely and accurate management information to support strategic and operational decision-making.
• To assist in maintaining a healthy credit portfolio within the bank’s risk appetite by supporting credit strategy analysis and implementation.
• To conduct portfolio monitoring and assist in identifying potential risks and opportunities.
• To collaborate with stakeholders to translate business requirements into data and reporting outputs.

Key Responsibilities

• Portfolio Monitoring & Reporting Support
• Support tracking of portfolio health (e.g., delinquency trends, vintage performance).
• Prepare recurring reports and dashboards for portfolio monitoring.
• Assist in data validation and reconciliation to ensure reporting accuracy.
• Monitor early warning indicators and highlight observed trends.
• Credit Analytics Support
• Perform basic origination and segmentation analysis (e.g., booking mix, approval rate trends).
• Support deep-dive analysis on emerging risks under guidance of Head, Credit Policy & Portfolio Analytics.
• Assist in preparation of KRIs and performance tracking reports.
• Produce data extracts and analysis for management reporting and business reviews.
• Regulatory & Internal Reporting Support
• Assist in preparation of regulatory submissions and ad-hoc queries.
• Support data compilation for BNM reporting (e.g., CRR, quarterly insights).
• Provide relevant data and analysis for audit and compliance queries.
• Stakeholder & Operational Support
• Work closely with Risk, Collections, Finance, and Business teams to fulfill data and reporting requests.
• Support preparation of materials for presentations and management forums.
• Ensure timely delivery of analytics outputs aligned with business needs.