Assistant Relationship Manager, Corporate Banking

Sumitomo Mitsui Banking Corporation; Kuala Lumpur; On-site; MYR 180,000 - 240,000; Full time

Job summary

Sumitomo Mitsui Banking Corporation Malaysia is seeking an Assistant Relationship Manager in Corporate Banking to support credit proposition development, monitoring and reviews, stress testing and compliance tasks. The role requires close collaboration with Credit Control, Credit Risk, and Regional departments to drive timely deal execution.

The incumbent will assist in account planning, client engagement, and documentation, while ensuring adherence to internal controls and regulatory

Qualifications

• Bachelor's degree or professional qualification required.
• 15 years corporate banking experience including credit writing and financial analysis.
• Experience with public sector, financial institutional clients preferred.
• Strong communication and analytical skills; able to work in a team.

Responsibilities

• Prepare credit applications, ensure proper, accurate and timely submission of relevant applications including credit proposition, credit monitoring and reviews, stress testing as well as ad-hoc monitoring, requests or reviews and self-assessments, while prioritizing deal execution and taking charge of timely reviews.
• Attend to internal, external and regulatory audit as well as compliance matters.
• Early identification and detection of credit and/or industry issues and work closely with Relationship Manager to address credit concerns.
• Support Local Relationship Manager (LRM)/ Global Relationship Manager (GRM) to manage client relationships and facilitate deal execution within SMBC network.
• Maintain constant communication with credit department to obtain credit approval in timely manner.
• Participate in account planning, opportunity spotting, preparation of sales pitch and deal execution with the Relationship Manager.
• After legal documentation, prepare Control Card, Covenant Control Sheet and Covenant Memo for compliance purposes.
• Monitor customers' financial and business performance and report to management / raise necessary reports on adverse news.
• Stay updated on customers' financial condition and industry outlook.
• Join Relationship Manager for customer/site visits periodically.
• Keep up-to-date with internal and regulatory rules when preparing credit applications.
• Cross coverage among ARMs during peak periods and during block leave.

Skills

Credit analysis

Financial analysis

Communication skills

Teamwork

Regulatory knowledge

Education

Bachelor's degree or professional qualification in business, finance, banking, economics, accountancy or related discipline

Job description

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Assistant Relationship Manager, Corporate Banking

Assist Relationship Manager in managing client relationships and handle all credit related matters including preparation of credit proposition, credit monitoring and reviews, stress testing as well as ad-hoc requests or reviews, self-assessments, audit and compliance matters (e.g. IAD, CRR, External etc). Prioritizing deal execution and taking charge of timely reviews.

Adherence to credit controls of SMBC Malaysia and SMBC Labuan and maintain constant communication with Credit Control Department, Credit Risk Department and Regional Credit Departments on credit related matters.

Closely collaborate with Relationship Manager and Client Managers to ensure key responsibilities are executed seamlessly.

KEY RESPONSIBILITIES

Prepare credit applications, ensure proper, accurate and timely submission of relevant applications including credit proposition, credit monitoring and reviews, stress testing as well as ad-hoc monitoring, requests or reviews and self-assessments, while prioritizing deal execution and taking charge of timely reviews to ensure no overdues.

Attend to internal, external and regulatory audit as well as compliance matters.

Early identification and detection of credit and/or industry issues and work closely with Relationship Manager to constructively address credit concerns.

Support Local Relationship Manager ("LRM")/ Global Relationship Manager ("GRM") to manage client relationships and facilitate deal execution (including documentation) within SMBC network for both inbound and outbound business.

Maintain constant communication with credit department to obtain credit approval in timely manner.

Actively participating in account planning process, opportunity spotting, preparation of sales pitch and deal execution together with the Relationship Manager.

After approval and completion of legal documentation, to prepare Control Card, Covenant Control Sheet and Covenant Memo (including periodic compliance purposes).

Monitor the financial and business performance of customers and report to management/ raise the necessary reports on any adverse/ latest news within stipulated timeline.

To keep abreast of customers' financial condition and business/ industry outlook.

Join Relationship Manager for customer visit/ site visit on a periodic basis.

Keep up-to-date and apply the latest internal and regulatory rules and procedures when preparing credit applications.

Cross coverage amongst ARMs during peak or critical period and during block leave.

JOB REQUIREMENTS

Possess a Bachelor's degree or professional qualification in business, finance, banking, economics, accountancy or related discipline.

At least 15 years of corporate banking related experience including credit writing, financial analysis and marketing related skillset.

Experiences in handling public sector, financial institutional and non-bank financial institutional clients will be of added advantage.

Strong communication and analytical skills and able to work efficiently in team work environment.

Good understanding of FI and NBFI industries and regulatory policies and requirements.

Good communication, writing, problem solving and interpersonal skills.

Team player, self-motivated, enthusiastic and able to work under pressure to meet deadlines.