Assistant Manager / Manager- Corporate Banking, Sarawak

Maybank; Kuching; On-site; MYR 90,000 - 130,000; Full time

Job summary

Maybank is seeking a seasoned Corporate Credit professional to manage a portfolio of local corporate accounts in Kuching. You will support the Associate Director and Director on all aspects of account management, including understanding clients' financing needs and writing credit papers.

You will perform financial analysis, assist with credit origination through EOS and other systems, ensure transactions comply with regulatory guidelines, and liaise with clients, solicitors and advisers.

Qualifications

• Bachelor's degree or equivalent professional qualification.
• At least 3 years of related experience.
• Preference for credit-related work experience with analytical skills and ability to conduct financial analysis, credit assessment and origination.
• Strong verbal and written communication; ability to work independently and manage multiple stakeholders.

Responsibilities

• Manage a portfolio of local corporate accounts and support senior directors on all aspects of account management.
• Understand clients' financing requirements and perform detailed analysis; structure financing terms.
• Originate credit including writing credit papers and driving internal credit approvals using EOS and related systems.
• Ensure all transactions comply with regulatory guidelines and Group policies.

Skills

Credit analysis

Financial modeling

Stakeholder management

Independent work

Communication skills

Education

Bachelor's degree

Tools

EOS loan origination

MFI financial spreading

CRRS rating

Job description

Responsibilities:

• Will be responsible for managing a portfolio of local corporate accounts.
• Support the team's Associate Director and Director on all aspects of account management.
• Understand clients' financing requirements and perform detailed analysis, evaluation & structure detailed financing terms. (GOM, GLC & GLIC or Conglo & Large Corp)
• Credit origination including writing credit papers, using EOS and other systems for loan origination & driving internal process flow for credit approvals.
• Ensuring all transactions comply with applicable regulatory framework, guidelines and the Group's policies and procedures.
• Negotiation and finalization of loan documentation.
• Liaising with internal stakeholders and external parties such as client, solicitors, accountants, financial advisers, etc.
• Monitoring of loan covenants and approval conditions to prevent breaches, including identifying early warning triggers for potential credit deterioration.
• Responsible for all relevant housekeeping, administrative, operational and reporting requirements in relation to account portfolio.

Requirements:

• Candidate must possess at least a Bachelor's Degree or equivalent professional qualification and at least three (3) years of related experience.
• Preference for Credit-related work experience with analytical skills and ability to conduct financial analysis, credit assessment and origination.
• Preference for familiarity using Maybank's credit related systems e.g. loan origination system (EOS), financial spreading (MFI) and rating (CRRS).
• Effective verbal and written communication skills together with the ability to work independently and solve problems with minimal supervision. Strong interpersonal skills with disposition to handle multiple stakeholders.
• Strong drive and ability to leverage on the knowledge and experience from within the Group including practical knowledge of Maybank's credit administration, policy and procedures.