Assistant Manager, Personal Loan Credit Evaluation

hlb; Kuala Lumpur; On-site; MYR 60,000 - 90,000; Full time

Job summary

Hong Leong Bank is seeking a professional to evaluate and decide personal loan applications in line with its policies and procedures, while maintaining quality and controlling IL/NCL metrics. The role also involves handling reworks, monitoring for fraud, and timely reporting.

The ideal candidate holds a Bachelor’s degree with 1-2 years of relevant experience, with CCP/CCE certification considered an advantage.

Qualifications

• Professional or tertiary qualification or related working experience.
• Candidate must possess at least a Bachelor’s Degree, Post Graduate Diploma, Professional Degree, Economics, Finance/Accountancy/Banking, Business Studies/Administration/Management, Commerce or equivalent; At least 1-2 year(s) of working experience in the related field is required for this position.
• Having CCP / CCE Certification is an advantage.

Responsibilities

• Evaluate, recommend and approve personal loan applications per Bank policies and procedures.
• Maintain booking quality by monitoring Impaired Loan (IL) / Net Credit Loss (NCL) rates.
• Manage reworks & appeals from sales personnel; escalate fraud as needed.
• Ensure timely reporting & escalation of suspicious & fraudulent loan applications.
• Perform other tasks assigned by superiors.

Skills

CCP / CCE Certification

Education

Bachelor's Degree or equivalent

Job description

Hong Leong Bank is seeking a professional to evaluate and decide personal loan applications in line with its policies and procedures, while maintaining quality and controlling IL/NCL metrics. The role also involves handling reworks, monitoring for fraud, and timely reporting.

The ideal candidate holds a Bachelor’s degree with 1-2 years of relevant experience, with CCP/CCE certification considered an advantage.