Ant International-Wallet Business Risk Expert-Malaysia

Ant Group; Kuala Lumpur; On-site; MYR 180,000 - 280,000; Full time

Job summary

Ant Group in Malaysia is seeking a Wallet Business Risk Expert to monitor e-wallet risk across emerging markets, including Southeast Asia, Latin America, and the Middle East. You will evaluate fraud risks, develop and refine risk policies, and work with product, algorithms, technology, and operations teams to implement robust controls.

A bachelor's degree is required, with 5+ years in data analysis and risk policy, and English or Spanish proficiency.

Qualifications

• 5+ years of experience in data analysis and risk policy.
• Experience in server-side payments, banking, or internet companies is preferred.
• Proficient in applying AI to risk control problems.
• Strong data mining and analytics using SQL, SAS, R, and Python.

Responsibilities

• Monitor global e-wallet risk in emerging markets and identify fraud risks.
• Develop and refine risk frameworks, policies, and procedures with data-driven insights.
• Collaborate with cross-functional teams to implement risk controls and investigations.
• Lead investigations of major suspicious cases and improve evidence collection standards.

Skills

Data analysis

Risk policy

AI capabilities

Data mining

SQL

SAS

R

Python

Education

Bachelor's degree or above in Mathematics/Statistics/Finance/CS or related

Job description

Ant International-Wallet Business Risk Expert-Malaysia

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Basic information

Working years: More than 5 years

Department: Ant International

Education background: Undergraduate

Release time: 2026.09.24

Job description Wallet Business Risk Expert - A+ Business Risk Management (Ant International)

• Closely follow and understand the business logic and local market characteristics of e-wallets in emerging markets worldwide (e.g., Southeast Asia, Latin America, Middle East), keeping pace with business developments. Conduct forward-looking risk assessments of payment products, marketing campaigns, and the full account lifecycle; accurately identify potential fraud risks and implement end-to-end closed-loop controls.
• Continuously iterate the internal risk management framework, policies, and operating procedures to build an agile and efficient defense system. Produce high-quality, multi-dimensional risk analysis reports, report to management, and provide data-driven decision-making support.
• Support team building and day-to-day management. Through knowledge accumulation and training mechanisms, continuously enhance the team's professional capabilities and organization-wide risk awareness.
• Develop a comprehensive understanding of all risk types in the e-wallet domain (including fake/bulk account registration, account/card takeover, identity fraud, Deepfake-based spoofing, transaction fraud, and marketing abuse). Lead in-depth investigations of major suspicious cases, reconstruct attack chains and methods used by fraud gangs, and accordingly optimize internal investigation mechanisms, evidence-collection standards, and handling procedures.
• Quickly learn and adapt Ant's advanced risk control solutions, tailoring them with local innovation based on market-specific risk sensitivity.
• Deeply collaborate with algorithms, product, technology, and operations teams to build and refine e-wallet risk control solutions tailored to local market conditions, and develop replicable security capabilities.

Job Requirement

• Bachelor's degree or above in mathematics, statistics, finance, management science, computer science, or a related discipline.
• 5+ years of experience in data analysis and risk policy. Experience in server-side payment, banking, credit card institutions, card networks, or internet companies is preferred.
• Proficient in applying AI capabilities to solve real-world risk control problems.
• Skilled in data mining algorithms, using analytics tools such as SQL, SAS, R, and Python.
• Strong business risk insight combined with analysis and problem-solving skills; excellent cross-functional collaboration and communication skills, able to efficiently drive business objectives forward.
• Strong verbal and written communication skills in English or Spanish; overseas work or study experience is preferred.
• Able to maintain output quality under pressure, embrace a global team collaboration mindset, and be willing to accept long-term overseas assignments and relocations.