AML Program Assessment Senior Compliance Analyst - AVP (Hybrid)

Citigroup Inc.; Kuala Lumpur; On-site; MYR 120,000 - 180,000; Full time

Job summary

Citi seeks a high-caliber AML Program Assessment Senior Compliance Analyst in Kuala Lumpur to assess AML controls across FCB and PI relationships. The role involves end-to-end transaction reviews, escalation of issues, and close collaboration with internal stakeholders.

Ideal candidates will have 5+ years of AML/compliance experience, English proficiency at an advanced level, and familiarity with cash management and correspondent banking. ACAMS and Mandarin are advantageous.

Qualifications

• Minimum 5 years relevant AML/compliance experience.
• Broad understanding of AML and reputational risks (PEPs, sanctions).
• Understanding of cash management products and correspondent banking.
• Clearly written and spoken English; advanced proficiency.
• Ability to juggle multiple priorities and stakeholders.
• Strong judgment and analytical skills; risk-based mindset.
• ACAMS certification is an advantage.
• Prior experience with transaction-based KYC reviews is an advantage.

Responsibilities

• Review AML Program controls for FCB & PI relationships and identify concerns.
• Finalize and review Periodic Transaction Reports, flag red flags, and analyze high-risk activity.
• Own the end-to-end process, including client interactions and information gathering.
• Support ad-hoc projects to improve processes.
• Perform risk assessments in decision making and escalate issues as needed.
• Escalate and report control issues with transparency while upholding Citi policies.

Skills

AML knowledge

KYC reviews

Regulatory risk

Communication

Multitasking

Risk assessment

ACAMS (advantage)

English (advanced)

Mandarin (advantage)

Education

Bachelor’s degree

Master’s degree (preferred)

Job description

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

Citi’s Independent Compliance Risk Management (ICRM) is an independent control function that provides guidance and challenge to the firm, managing compliance risk and promoting behavior that is consistent with Citi’s mission.

The AML Program Assessment (PA) team acts as the key AML contact for the Treasury & Trade Solutions businesses for Foreign Correspondent Banks (FCB) and Payment Intermediaries (PI) and is primarily responsible for ensuring the timely and effective review, management, identification and escalation (where required) of AML risk as related to our FCB& PI client’s AML Programs, controls and activity.

As part of their review, the team is responsible for ensuring that appropriate levels of due diligence and Know Your Customer (KYC) checks are conducted on FCB & PI relationships in line with relevant regulatory standards and for AML and regulatory training in regards to all FCB & PI relationships located across the relevant region and representation of AML in all relevant FCB & PI related forums. Additionally, the team undertake transaction analysis of these high-risk client accounts to confirm usage in line with client profile.

We’re currently looking for a high caliber professional to join our team as AML Program Assessment Senior Compliance Analyst, AVP (Internal Job Title: AML Risk Management Senior Analyst - C12) based in Kuala Lumpur, Malaysia. Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:

• Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.

• Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.

In this role, you’re expected:

• Review of the FCB & PIs AML Program controls and identification of any concerns or weaknesses that may expose Citi to an unacceptable level of AML risk

• Finalize/Review Periodic Transaction Reports, which includes identifying unusual/suspicious Red Flags, validating Negative Media, and analysing High-risk activity flows.

• Full ownership of this process from start to finish is expected, including coordination of client interactions, follow up for client responses, acquisition of required information from internal stakeholders, etc. culminating in a written assessment of client AML program, including escalations as necessary.

• Assist with ad-hoc projects to improve processes.

• Additional duties as assigned.

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

As a successful candidate, you’d ideally have the following skills and exposure:

• Minimum 5 years relevant experience

• General and broad understanding of key AML and reputational risks, including PEPs, Sanctions, A B&C.

• Understanding of cash management products and correspondent banking.

• Consistently demonstrates clear and concise written and verbal communication

• Ability to work simultaneously with multiple conflicting priorities, timelines and stakeholders.

• Excellent judgment and assessment skills; proactively employs personal curiosity to identify and research parties using a risk-based approach.

• Excellent interpersonal and team-building skills.

• Self-motivated and detail oriented

• ACAMS certification is an advantage.

• Prior experience with transaction-based KYC reviews is an advantage.

• English language proficiency is a requirement and, the candidate must be able to listen, speak, read and write at an advanced level.

• Mandarin language proficiency is an advantage.

• Education : Bachelor’s/University degree, Master’s degree preferred

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

https://jobs.citi.com/dei

Job Family Group:

Job Family:

Time Type:

Full time

Most Relevant Skills

Analytical Thinking, Business Acumen, Credible Challenge, Digital Skills (Including AI), Laws and Regulations, Process Execution, Program Management, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant Skills

Management Reporting, Policy and Procedure, Risk Remediation.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.