Underwriter Ii Construction (M/W/D)

Axa; Pachuca; Remote; MXN 900,000 - 1,300,000; Full time

Benefits offered by this job

Health insurance

Retirement plan

Life insurance

Paid time off

Home office allowance

Training opportunities

Job summary

Axa in Mexico seeks an experienced Senior Underwriter for Commercial Insurance to evaluate, select, and price complex risks while ensuring profitability and adherence to underwriting guidelines. This fully remote role allows you to work from anywhere in Mexico, supporting a portfolio of business clients with strong decision-making and analytical skills.

You will collaborate with brokers, maintain relationships, mentor junior underwriters, and ensure accurate risk assessment in line with local

Qualifications

• Bachelor's degree in Business Administration, Finance, Economics, or related field.
• 6+ years in commercial lines underwriting (Property, Casualty, Liability, Workers' Comp).
• Underwrite complex risks with sound judgment and strong product knowledge.
• Excellent communication and remote collaboration abilities.
• Proficiency in underwriting software and MS Office Suite.

Responsibilities

• Analyze and underwrite complex commercial insurance applications and pricing.
• Develop and maintain broker/agent relationships with expert guidance.
• Adhere to underwriting guidelines and authority levels.
• Identify cross-selling and up-selling opportunities.
• Collaborate with claims, legal, and product teams on risk management.
• Monitor profitability and performance of the book of business.
• Conduct market analysis on industry trends.
• Mentor junior underwriters and share expertise.
• Approve or decline risks within underwriting authority.

Skills

Analytical abilities

Decision-making

Negotiation skills

Communication skills

Remote collaboration

Education

Bachelor's degree in Business Administration, Finance, Economics

Tools

Underwriting software

Microsoft Office Suite

Job description

Our client is actively seeking a highly skilled and experienced Underwriter Senior de Seguros Comerciales to join their esteemed underwriting team. This is a fully remote position, offering the flexibility to work from anywhere within Mexico, though the company has a strong presence in Aguascalientes, Aguascalientes . The Senior Underwriter will be responsible for evaluating, selecting, and pricing complex commercial insurance risks, ensuring profitability and adherence to the company's underwriting guidelines. This role requires exceptional analytical abilities, a deep understanding of commercial insurance products, and strong decision-making skills. You will play a vital role in assessing and managing risk for a diverse portfolio of business clients, contributing directly to the company's success. This remote opportunity allows you to leverage your expertise without geographical constraints.

About the Role

Our client is actively seeking a highly skilled and experienced Underwriter Senior de Seguros Comerciales to join their esteemed underwriting team. This is a fully remote position, offering the flexibility to work from anywhere within Mexico, though the company has a strong presence in Aguascalientes, Aguascalientes . The Senior Underwriter will be responsible for evaluating, selecting, and pricing complex commercial insurance risks, ensuring profitability and adherence to the company's underwriting guidelines. This role requires exceptional analytical abilities, a deep understanding of commercial insurance products, and strong decision-making skills. You will play a vital role in assessing and managing risk for a diverse portfolio of business clients, contributing directly to the company's success. This remote opportunity allows you to leverage your expertise without geographical constraints.

Key Responsibilities

• Analyze and underwrite complex commercial insurance applications, assessing risks and determining appropriate coverage and pricing.
• Develop and maintain strong relationships with brokers and agents, providing expert advice and support.
• Adhere to underwriting guidelines, authority levels, and company best practices.
• Identify opportunities for cross-selling and up-selling relevant insurance products.
• Collaborate with claims, legal, and product development teams to ensure comprehensive risk management.
• Monitor the profitability and performance of assigned book of business.
• Conduct market analysis to stay informed about industry trends and competitive landscape.
• Mentor and guide junior underwriters, sharing knowledge and expertise.
• Approve or decline risks within established underwriting authority.

Requirements

• Bachelor's degree in Business Administration, Finance, Economics, or a related field.
• Minimum of 6 years of experience in commercial lines underwriting (e.g., Property, Casualty, Liability, Workers' Compensation).
• Proven ability to underwrite complex risks and make sound judgments.
• In-depth knowledge of commercial insurance products, policy forms, and relevant regulations.
• Strong analytical, quantitative, and negotiation skills.
• Excellent communication and interpersonal skills, effective for remote collaboration.
• Proficiency in underwriting software and Microsoft Office Suite.
• Ability to work independently and manage a demanding workload in a remote setting.
• Professional designations (e.g., AU, CPCU or equivalent) are a strong advantage.
• Must be legally authorized to work in Mexico and comfortable working remotely.

Benefits

Our client offers a competitive salary, performance bonuses, and a comprehensive benefits package for this fully remote role. Benefits include excellent health, dental, and vision insurance, a retirement savings plan, life insurance, and generous paid time off. We provide a home office setup allowance and support continuous professional development through training and educational opportunities. This position offers the flexibility of remote work combined with the challenge of underwriting significant commercial risks, contributing to our client's stability and growth from anywhere.