Treasury Analyst (Back Office)

Klar S.A de C.V.; Ciudad de México; Hybrid; MXN 420,000 - 660,000; Full time

Benefits offered by this job

Stock options

Vacation days 15

Medical Insurance

Meal vouchers

Office in Mexico City

Job summary

Klar is seeking a Treasury Back Office professional in Mexico City, with hybrid work 2–3 days a week. You will manage SIAC-based operations, monitor liquidity, and process domestic and international payments while ensuring regulatory reporting to CNBV and Banco de México.

The role requires 3–5 years in Treasury operations, strong process discipline, and hands-on SAP experience. A fintech startup background is a plus, with advanced English for counterparty communication.

Qualifications

• Bachelor’s degree in Accounting, Finance, Economics, Business Administration, or a related field.
• 3–5 years of experience in Treasury Back Office or Treasury Operations within a bank or regulated financial institution.
• Hands-on experience operating Banco de México’s SIAC platform, including account monitoring, liquidity management, funding, and settlement processes.
• Experience executing domestic and international payments, validating instructions, authorizations, and supporting documentation.
• Strong knowledge of transaction confirmations, settlements, bank reconciliations, and investigation of outstanding items.
• Experience managing payment exceptions, returns, rejections, bank fees, and discrepancies with banks and internal teams.
• Experience preparing, validating, uploading, and submitting regulatory reports to CNBV and Banco de México.
• Prior involvement in month-end close, audits, regulatory reviews, and remediation of findings.
• Hands-on experience with SAP, particularly bank reconciliations and open-item monitoring.

Responsibilities

• Manage daily operations through SIAC platform, monitor balances, transfers, and funding.
• Execute domestic and international payments with proper validation and approvals.
• Coordinate confirmations, settlements, reconciliations, and resolve discrepancies.
• Handle payment exceptions, returns, rejections, and related corrections.
• Prepare, validate, and submit regulatory reports to CNBV and Banco de México.
• Support audits and regulatory reviews with evidence and remediation tracking.
• Maintain procedures, control logs, and escalate risks or incidents.
• Perform Treasury operations controls with thorough documentation.

Skills

Treasury operations

Regulatory reporting

Analytical thinking

Time management

Communication

Education

Bachelor’s degree in Accounting, Finance, Economics, Business Administration, or related field

Tools

SIAC platform

SAP

Job description

About Klar

We’re turning one of the world’s largest underbanked markets into something fairer, simpler, and more transparent.

7 million users served since 2019. Uber’s first global credit card, built right here in Mexico. Klar Empresarial, a brand-new B2B solution — Klar Empresarial — bringing agile credit and smart accounts to SMEs who’ve been ignored by traditional banks for too long. And a full banking license on the horizon, because our customers asked for it and we listened.

We move fast, we think big, and we go all in, because as our CEO puts it: "Growing doesn't always mean going further. Sometimes it means going deeper."

Behind all of it is a team of 30+ nationalities, working across Mexico City, Berlin, and Argentina, obsessed with building financial products that are simpler, faster, and fairer than anything that came before.

This is Klar, and we’re seeking the people who’ll write the next chapter.

Our people

If you join us at Klar, you’ll be welcomed to a team that is rich in many talents and we are very proud! With our head office in Mexico City, and remote tech hubs in Berlin and Argentina, we are always learning something new about another culture or language. With so many people from different backgrounds and walks of life (young professionals, parents, LGBTQ+, neurodivergence), you’ll definitely find your people here!

and walks of life (young professionals, parents, LGBTQ+, neurodivergence), you’ll definitely find your people here!

Our values

Ownership - We own our successes & our failures as a team.

Excellence - We do everything to the best of our ability & always seek to achieve a new level of excellence in our work.

Inclusion - We believe we are stronger together and actively work to promote a safe, diverse, inclusive, and respectful culture.

Customer Obsession - We understand the value Klar can bring to its customers & it’s always at the forefront of our decisions.

Klarity - We communicate clearly & with authenticity. It’s in our name & it’s what we do.

The position and your daily adventures

This is a full-time position based in our Mexico City office with a hybrid model, therefore we are looking forward to seeing you in our office 2-3 times per week.

What you can expect:

• SIAC Operations: Manage daily operations through Banco de México’s SIAC platform, including account balance monitoring, liquidity transfers, and applicable funding and settlement transactions. Ensure timely execution, proper authorization, and complete supporting records in accordance with established procedures and controls.
• Payment Execution: Execute domestic and international payments through authorized banking platforms and channels, validating payment instructions, approvals, and supporting documentation to ensure accurate and timely processing.
• Confirmations, Settlements & Reconciliations: Coordinate transaction confirmations and settlements, perform bank reconciliations, and monitor and clear open items in SAP. Investigate discrepancies and follow up with banks and internal teams through resolution.
• Payment Exceptions & Issue Resolution: Manage payment exceptions, returns, rejections, bank fees, and reconciliation differences. Document incidents, coordinate corrective actions, and elevate unresolved issues promptly.
• Regulatory Reporting: Coordinate the preparation, validation, upload, and submission of applicable Treasury reports to CNBV and Banco de México, ensuring accuracy, completeness, and timely delivery. Retain submission acknowledgments and supporting documentation, and follow up on corrections or information requests.
• Audit & Regulatory Support: Coordinate responses to internal and external audits and regulatory reviews, including requests from external auditors, CNBV, and Banco de México. Prepare supporting evidence and track findings and remediation actions.
• Procedures & Risk Escalation: Maintain up-to-date operating procedures, supporting records, and backup documentation. Identify and elevate operational risks, control gaps, and material incidents to the Senior Treasury Analyst and the Treasury Manager.
• Treasury Operations Controls: Perform and document assigned Treasury Operations controls, maintaining a complete control log and traceable evidence of execution, review, exceptions, and remediation.

What we are looking for:

• Bachelor’s degree in Accounting, Finance, Economics, Business Administration, or a related field.
• 3–5 years of experience in Treasury Back Office or Treasury Operations within a bank or regulated financial institution.
• Hands-on experience operating Banco de México’s SIAC platform, including account monitoring, liquidity management, funding, and settlement processes.
• Experience executing domestic and international payments, validating instructions, authorizations, and supporting documentation.
• Strong knowledge of transaction confirmations, settlements, bank reconciliations, and the investigation and resolution of outstanding items.
• Experience managing payment exceptions, returns, rejections, bank fees, and discrepancies with banks and internal teams.
• Experience preparing, validating, uploading, and submitting regulatory reports to CNBV and Banco de México, including tracking submission acknowledgments and resolving reporting issues.
• Previous involvement in month-end close, internal and external audits, regulatory reviews, and remediation of findings.
• Hands-on experience with SAP, particularly bank reconciliations, open-item monitoring, and clearing.
• Strong operational control discipline, including maintaining procedures, control logs, supporting evidence, and timely risk escalation.
• Ability to manage time-sensitive transactions and competing priorities in a fast-paced environment; Fintech or startup experience is a plus.
• Advanced English for communication with banking counterparties and internal reporting.

Our offer to you:

• Competitive salary based on performance and experience
• Chance of earning Klar stock options
• 15 days of paid vacation per year; plus extended maternity and paternity leaves
• Vacation premium
• 30 days of Christmas bonus
• Food vouchers
• Medical Insurance
• Computer device
• Wellhub subscription to offer mental and physical health
• Sponsored coaching and therapy sessions via a Mental Health Platform
• A modern centrally located office in Mexico City with free drinks, snacks, and regular social events
• International work environment with amazing and highly skilled people
• A world class team that helps you evolve your skills in areas you’re interested in

Klar is a safe place for everyone!

We trust our highly skilled and diverse team and we’re committed to creating a welcoming and inclusive environment for new talents to flourish. We value diversity and welcome all applications regardless of gender, nationality, ethnic and social origin, religion/belief, physical abilities, age, sexual orientation and identity.

Should you require any accommodations through the recruitment process, please don’t hesitate to let us know how we can help!