Sr. Credit Analyst

Daimler Truck North America LLC.; Chihuahua; On-site; MXN 600,000 - 900,000; Full time

Job summary

Daimler Financial Services Mexico is seeking a Sr. Credit Analyst to be onsite in Cuajimalpa de Morelos, CDMX. You will grant credit facilities to dealers while minimizing risk and ensuring policy compliance.

You will monitor dealer inventory, documentation, and collections across the dealer network. The role requires a Bachelor’s in Finance/Accounting/Economics/Business Admin and 4+ years in credit/financial analysis with strong Excel skills; you will present to approval committees and support

Qualifications

• Education / Training: Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or related field.
• Experience: 4+ years in credit analysis, financial analysis, banking, financial services, or commercial lending.
• Experience evaluating financial statements and creditworthiness; presenting to approval committees.
• Knowledge of financial ratios, cash flow analysis, risk indicators.

Responsibilities

• Credit Analysis and Approval: Collect and analyze financial and qualitative information from assigned dealers; identify risks and propose mitigations.
• Collections Management: Manage collection of curtailments, capital loans, and other dealer obligations; keep delinquencies low.
• Dealer Portfolio Monitoring: Track financial performance and credit exposure; prepare reports and actions to maintain portfolio health.
• Dealer and OEM Negotiations: Support negotiations on collateral and approved credit conditions; monitor inventory per OEM requirements.
• Documentation and Legal Compliance: Ensure facilities and renewals have complete legal docs; promissory notes and agreements.
• Credit Facility Administration: Manage approved credit lines and ensure policy compliance.

Skills

Credit analysis

Financial statement analysis

Portfolio monitoring

Collections management

Negotiations

Excel proficiency

Cash flow analysis

Risk indicators

Analytical thinking

Communication skills

Education

Bachelor's degree in Finance, Accounting, Economics, Business Administration or related field

Tools

Microsoft Excel

Financial reporting tools

Job description

## Sr. Credit AnalystApply: Onsite: Cuajimalpa de Morelos, CDMX: Full time: Posted Yesterday: End Date: November 13, 2026 (5 days left to apply): DT-20563We are Daimler Financial Services Mexico, a branch of the Daimler Trucks group, and we offer financial solutions that adapt to the needs of our distributors, clients, and market.With over 25 years in Mexico, we have focused on building an excellent reputation of service; and to achieve that, we have relied on technological innovation, digital evolution, and a customer-oriented approach.We are committed to offering excellent financial services that give value to our trademarks, distributors, clients, collaborators, and all our community where we live and work.Sr. Credit AnalystSr. Credit Analyst Key points and purpose of the position: Granting credit facilities to dealers while minimizing risk exposure for DTFS and ensuring compliance with established corporate policies. Providing support to the dealer network by addressing their credit and financial services needs. Responsible for monitoring dealer inventory, documentation, and collections activities across the dealer network.**Main tasks:** * Credit Analysis and Approval: Collect and analyze financial and qualitative information from assigned dealers, identify risks and recommend mitigation strategies. Present credit facilities within delegated authority levels in accordance with company policies and procedures.* Collections Management: Manage the collection of curtailments, capital loans, and other dealer payment obligations, maintaining delinquency levels below established targets.* Dealer Portfolio Monitoring: Monitor the financial performance and credit exposure of assigned dealers, identify potential risks, prepare portfolio and dealer performance reports, and recommend actions to maintain portfolio and aging inventory quality.* Dealer and OEM Negotiations and Credit Conditions: Support negotiations with dealers regarding collateral requirements and approved credit conditions, and monitor inventory levels in accordance with OEM to ensure compliance with established credit parameters and healthy inventory conditions.* Documentation and Legal Compliance: Ensure all approved credit facilities and renewals are supported by complete and updated legal documentation, including agreements and promissory notes.* Credit Facility Administration: Manage approved credit lines and ensure continued compliance with all applicable terms and conditions. **Profile:**Education / Training: Bachelor's Degree in Finance, Accounting, Economics, Business Administration, or related field.Languages:Business English (written and verbal communication).Experience: 4+ years of experience in credit analysis, financial analysis, banking, financial services, or commercial lending.Experience evaluating financial statements, determining creditworthiness, and managing customer or dealer portfolios.Experience presenting credit recommendations to approval committees is desirable.Specific Knowledge:* Financial statement analysis and interpretation.* Credit risk assessment and portfolio monitoring.* Corporate lending and credit facilities administration.* Knowledge of financial ratios, cash flow analysis, and risk indicators.* Strong analytical and problem-solving skills.* Advanced proficiency in Microsoft Excel and financial reporting tools.Effective communication and presentation skills.Diversity allows us to employ people with different experiences, abilities and points of view, and that is what enhances our culture and brings us to the forefront among the top global companies. At Daimler Financial Services, we value the diversity between our employees.In order to enrich the culture, acknowledges the importance of including people with different points of view and lifestyles into our company. When we select our talent, we focus on abilities; we do not discriminate based on ethnicity, nationality, gender, race, age, disability, social condition, health, religion, immigrant status, opinions, sexual orientation, gender identity or gender expression, marital status, university or appearance. Diversity allows us to employ people with different experiences, abilities and points of view, and that is what enhances our culture and brings us to the forefront among the top global companies.At Daimler Financial Services, we value the diversity between our employees.In order to enrich the culture, acknowledges the importance of including people with different points of view and lifestyles into our company. When we select our talent, we focus on abilities; we do not discriminate based on ethnicity, nationality, gender, race, age, disability, social condition, health, religion, immigrant status, opinions, sexual orientation, gender identity or gender expression, marital status, university or appearance.