Risk Analyst Senior/Lead

Plata Card; Estado de México; Hybrid; MXN 700,000 - 1,100,000; Full time

Benefits offered by this job

Relocation support

Flexible work

Healthcare Coverage

Education Budget

Wellness Budget

Vacation policy

Job summary

Plata Card is seeking a Risk Analyst Senior / Lead to own a top-priority risk process and transform analysis into product and strategy changes. You will set the backlog, shape priorities, and be accountable for results with support from analytics and engineering teams.

The role requires 3+ years in risk/product analytics, strong SQL/Python, and a solid economics background. You will work in a hybrid setup with international collaboration, driving measurable impact.

Qualifications

• 3+ years of experience in risk analytics and/or product analytics.
• Proficient in SQL and Python, with hands-on experience working with data.
• Track record of identifying opportunities and leading improvements to a product, process, or portfolio, from hypothesis to measurable impact.
• Strong command of economics: calculate unit economics, efficiency and impact of initiatives.
• Product thinking and project management skills: build a backlog, prioritize, move multiple workstreams forward.
• Experience in credit risk, portfolio management, or risk strategy configuration is a big advantage.
• Proactive mindset: identify what needs to change and drive it with clear rationale.
• Strong analytical and technical skills and ability to present thinking clearly.
• Education: Mathematics, Physics, Computer Science, or related STEM field from a top technical university.
• B1 or higher English level for effective communication with an international team.

Responsibilities

• Own the risk strategy end to end and develop it as a product: define where it can improve and what to change.
• Analyze performance drivers and turn findings into concrete changes to the process and risk strategy.
• Build and prioritize the backlog, launch new ideas and experiments, ensuring solutions are effective and sustainable.
• Calculate unit economics and the impact of changes to back decisions with numbers.
• Coordinate work between analytics and engineering, align plans with business stakeholders.

Skills

SQL

Python

Risk analytics

Product analytics

Economics

Product thinking

Project management

Analytical thinking

English (communication)

Education

Mathematics/Physics/Computer Science or related STEM degree

Job description

We are looking for a Risk Analyst Senior / Lead to join the Risk team and take ownership of one of the top-priority process in our risk strategy. You will find the levers that make the process work better, turn analysis into real product and strategy changes, and drive them to launch together with a dedicated analytics team and engineers. This is a role for someone who wants to run a direction, not only support it: you will set the backlog, shape priorities, and be accountable for the results.

Challenges that await you:

• Own the risk strategy end to end and develop it as a product: define where it can improve and what to change
• Analyze performance drivers and turn the findings into concrete changes to the process and risk strategy
• Build and prioritize the backlog, launch new ideas and experiments, and make sure that the solutions you ship are effective and sustainable
• Calculate the unit economics and the impact of every change, so that decisions are backed by numbers
• Coordinate work between analytics and engineering, and align plans and priorities with business stakeholders

What makes you a great fit:

• 3+ years of experience in risk analytics and/or product analytics
• Proficient in SQL and Python, with hands-on experience working with data
• A track record of identifying opportunities and leading improvements to a product, process, or portfolio, from the first hypothesis to measurable impact
• Strong command of economics: you can calculate the unit economics, efficiency, and impact of an initiative
• Product thinking and project management skills: you can build a backlog, prioritize, and move several workstreams forward at once
• Experience in credit risk, portfolio management, or risk strategy configuration is a big advantage
• Proactive mindset: you spot what needs to change and drive it yourself, and you can explain why your solution will work and why it will last
• Strong analytical and technical skills, plus the ability to present your thinking clearly
• Education: Mathematics, Physics, Computer Science, or a related STEM field from a top technical university
• B1 or higher English level for effective communication with an international team

Our ways of working:

• Innovative Spirit : a commitment to creativity and groundbreaking solutions
• Honest Feedback : valuing open, transparent communication
• Supportive Team : a strong, collaborative community
• Celebrating Achievements : recognizing our wins together
• High-Tech Environment : a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances

Our benefits:

• Relocation support to Mexico with assistance for the employee and their family
• Flexible work : hybrid or full-time from our offices
• Healthcare Coverage
• Education Budget : Language lessons, professional training and certifications
• Wellness Budget : Mental health and fitness activity reimbursements
• Vacation Policy: Annual leave and paid sick leave as per applicable policies