Remote Decision Scientist - Credit Risk & Uncertainty

CRNCY Group; México; Presencial; MXN 800.000 - 1.100.000; Jornada completa

Descripción de la vacante

CRNCY is seeking a Decision Scientist to work remotely on contract. You will own the analysis and decisions around risk, underwriting and portfolio optimization across markets with unstructured/alternative data.

You will build models, design experiments, and translate findings into practical rules and recommendations, collaborating directly with leadership on risk and finance decisions.

Formación

• Experience making decisions under uncertainty using incomplete data.
• Quantitative background with strong analytical judgment.
• Experience translating analysis into actionable business decisions.

Responsabilidades

• Analyze portfolio performance to improve profitability and credit strategy.
• Model probability of repayment, default and fraud from incomplete data.
• Turn analysis into underwriting rules: approvals, requirements, sizing, segmentation.
• Optimize underwriting requirements to reduce friction for customers.
• Design and assess experiments to improve lending outcomes.
• Quantify trade-offs between growth, risk, CX and profitability.
• Translate analysis into practical underwriting and portfolio recommendations.

Conocimientos

Portfolio analysis

Credit strategy

Underwriting strategy

Risk management

Analytics in uncertainty

Educación

Decision Science / OR / Applied Math / Statistics / Economics / Engineering / CS (quant coursework)

Herramientas

SQL

Python

XGBoost

LightGBM

Descripción del empleo

CRNCY is seeking a Decision Scientist to work remotely on contract. You will own the analysis and decisions around risk, underwriting and portfolio optimization across markets with unstructured/alternative data.

You will build models, design experiments, and translate findings into practical rules and recommendations, collaborating directly with leadership on risk and finance decisions.