FinCrime Analyst (Business Merchant Acquiring)

Revolut Ltd; Chihuahua; Hybrid; MXN 780,000 - 1,449,000; Full time

Benefits offered by this job

Work from home flexibility

Office or abroad option

Revolut Metal subscription perks

Regular team events

Job summary

Revolut, a global fintech leader, is seeking a FinCrime Analyst for Business Merchant Acquiring in a role that supports 24/7 coverage. You will analyse complex cases, perform enhanced due diligence, and monitor transactions to identify and report suspicious activity.

The role may include night and weekend shifts with full compensation. You should have a bachelor’s degree and 2+ years FinCrime experience or 1+ years AML/KYC.

Qualifications

• Bachelor's degree required.
• Fluency in English and Spanish (C1+).
• 2+ years FinCrime experience or 1+ year AML/KYC related role.

Responsibilities

• Conduct enhanced due diligence for business merchant acquiring.
• Analyse complex financial crime cases and assess risk.
• Monitor ongoing activity for patterns deviating from profiles.
• Detect and report suspicious activity, including money laundering or terrorist financing.
• Ensure documents for customer due diligence are in line with policies.
• Escalate red flags to the escalation team.
• Handle sensitive information with discretion.

Skills

Bilingual English/Spanish

FinCrime experience

Investigative tools

Analytical thinking

Shift work flexibility

Education

Bachelor's degree

Tools

Spreadsheets

Network charts

CRM tools

Job description

FinCrime Analyst (Business Merchant Acquiring)

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 80+ million customers get more from their money every day.

As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 15,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

Our Financial Crime team blends regulatory expertise with data-driven thinking to make sure our products meet legal and policy requirements and deliver real value to customers. In a fast-moving, digital environment, they stay one step ahead by finding smart, scalable ways to prevent financial crime.

We're looking for a Financial Crime Analyst to manage our enhanced due diligence processes for business merchant acquiring operations. You'll analyse complex financial crime cases, manage risks, and make independent decisions that impact Revolut’s risk profile.

To support our 24/7 coverage, this role may include night and weekend shifts, which are fully compensated.

Up to shape what's next in finance? Let's get in touch.

What you'll be doing

• Conducting research and document checks to onboard businesses and sole traders into acquiring products
• Undertaking financial crime risk assessments via internal and external sources for all new applications
• Monitoring ongoing transactional activity of businesses and sole traders to identify patterns that deviate from their profile
• Detecting and reporting suspicious activity, including the predicate offences of money laundering and terrorist financing
• Ensuring all documents submitted for customer due diligence (CDD) are in line with internal policies
• Identifying and analysing alerts generated by the monitoring system to identify potentially suspicious activity
• Escalating any red flags and potential risks to the escalations team
• Handling sensitive or confidential information with high levels of discretion

What you'll need

• A bachelor's degree (must be able to provide a certificate)
• Fluency in English and Spanish (C1+ level)
• 2+ years of FinCrime experience, or 1+ years of experience in AML, KYB, KYC, or similar FinCrime field where regulations are applied
• Familiarity with investigative methodologies evidenced by use of analytical tools (e.g., spreadsheets, filters, pivots, network charts)
• A willingness to work a variety of shifts, including nights and weekends
• Critical thinking skills
• The ability to multitask, prioritise, and work well under pressure

Nice to have

• A degree in law or STEM subject
• A professional certification (ICA or ACAMS)
• Fluency in other languages

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We’re not just doing this because it’s the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Get what you need to succeed

• Financial benefits that show we value your work
• Flexibility to work from home, the office, or abroad
• A Revolut Metal subscription loaded with perks
• Exciting events year-round so you can get to know your team