Finance Director

M8l; Ciudad de México; On-site; MXN 1,800,000 - 2,600,000; Full time

Job summary

M8l in Ciudad de México, a startup, seeks a Finance Director to oversee financial planning, budgeting, and reporting for its Mexico operations. You will develop and maintain robust financial models, drive forecasting, and support funding strategies in a fast-growing environment.

You will lead portfolio modeling, dashboards, and board-ready analyses, partnering with executives to translate data into strategic decisions during launch and scale phases.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or related field.
• CPA preferred.
• 7+ years of experience in finance leadership roles.
• Experience in startups, lending, financial services, or high-growth companies preferred.
• Strong analytical and financial modeling skills.
• Advanced Excel and reporting capabilities.
• Advanced English

Responsibilities

• Develop, maintain, and continuously refine comprehensive financial models to support business planning and strategic decision-making.
• Build financial models from scratch and update assumptions regularly to reflect evolving business strategies, pilot results, market conditions, and growth initiatives.
• Lead consumer lending portfolio modeling, including loan origination, repayment behavior, portfolio performance, and profitability analysis.
• Develop risk-adjusted financial projections and support risk modeling initiatives in collaboration with Risk Management teams.
• Model and evaluate funding structures, including equity, debt facilities, and alternative financing arrangements.
• Maintain integrated three-statement financial models (P&L, Balance Sheet, and Cash Flow Statement) to support forecasting and scenario analysis.
• Apply strong analytical judgment in situations with limited historical data, developing assumptions and evaluating their impact on future business performance.
• Design and implement management reporting frameworks aligned with headquarters and investor requirements.
• Establish processes to track actual financial performance against budgets, forecasts, and financial model assumptions.
• Develop dashboards and reporting tools that provide visibility into key business and financial drivers.
• Present variance analyses and actionable recommendations to senior management and stakeholders.
• Lead the preparation of annual budgets, rolling forecasts, and long-range financial plans across all three financial statements.
• Ensure budgets remain aligned with strategic objectives, growth plans, and operational realities.
• Develop scenario analyses and sensitivity testing to support strategic planning and resource allocation decisions.
• Develop and maintain unit economics models to evaluate profitability, customer acquisition efficiency, portfolio performance, and business scalability.
• Build analytical tools, business cases, and financial materials to support pilot evaluations and strategic decision-making.
• Prepare presentations and financial analyses to support discussions with shareholders, board members, investors, lenders, and other key stakeholders.
• Support the defense and validation of business assumptions through data-driven analysis and financial insights.

Skills

Analytical thinking

Financial modeling

Advanced Excel

Advanced English

Education

Bachelor’s degree in Finance/Accounting/Economics

CPA preferred

Tools

Excel

Job description

Onsite in Ciudad de México, Mexico.

The Finance Director will oversee financial planning, reporting, budgeting, cash flow management, financial modeling, and financial controls for the company's operations in Mexico.

This role requires a highly analytical and strategic professional capable of supporting rapid business growth in a dynamic startup environment. The Finance Director will play a critical role in developing and maintaining financial models, evaluating business performance, supporting funding strategies, and providing data-driven insights to support decision-making during the company's launch and growth phases.

Key Responsibilities

Financial Modeling & Business Planning

• Develop, maintain, and continuously refine comprehensive financial models to support business planning and strategic decision-making.

• Build financial models from scratch and update assumptions regularly to reflect evolving business strategies, pilot results, market conditions, and growth initiatives.

• Lead consumer lending portfolio modeling, including loan origination, repayment behavior, portfolio performance, and profitability analysis.

• Develop risk-adjusted financial projections and support risk modeling initiatives in collaboration with Risk Management teams.

• Model and evaluate funding structures, including equity, debt facilities, and alternative financing arrangements.

• Maintain integrated three-statement financial models (P&L, Balance Sheet, and Cash Flow Statement) to support forecasting and scenario analysis.

• Apply strong analytical judgment in situations with limited historical data, developing assumptions and evaluating their impact on future business performance.

Management Reporting & Performance Monitoring

• Design and implement management reporting frameworks aligned with headquarters and investor requirements.

• Establish processes to track actual financial performance against budgets, forecasts, and financial model assumptions.

• Develop dashboards and reporting tools that provide visibility into key business and financial drivers.

• Present variance analyses and actionable recommendations to senior management and stakeholders.

Budgeting & Forecasting

• Lead the preparation of annual budgets, rolling forecasts, and long-range financial plans across all three financial statements.

• Ensure budgets remain aligned with strategic objectives, growth plans, and operational realities.

• Develop scenario analyses and sensitivity testing to support strategic planning and resource allocation decisions.

Unit Economics & Investor/Stakeholder Support

• Develop and maintain unit economics models to evaluate profitability, customer acquisition efficiency, portfolio performance, and business scalability.

• Build analytical tools, business cases, and financial materials to support pilot evaluations and strategic decision-making.

• Prepare presentations and financial analyses to support discussions with shareholders, board members, investors, lenders, and other key stakeholders.

• Support the defense and validation of business assumptions through data-driven analysis and financial insights.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or related field.

• CPA preferred.

• 7+ years of experience in finance leadership roles.

• Experience in startups, lending, financial services, or high-growth companies preferred.

• Strong analytical and financial modeling skills.

• Advanced Excel and reporting capabilities.

• Advanced English