Credit Risk Strategist - Fintech & Data

Risk Hub; Ciudad de México, Toluca; Híbrido; MXN 2.235.000 - 3.352.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Stock options (ESOP)

Annual learning budget

Multilingual working environment

Descripción de la vacante

Clara, the leading Latin American platform for payments and credit operations, seeks a Senior Credit Risk & Portfolio Strategy Manager. You will own portfolio risk monitoring, design credit strategies across the customer lifecycle, and work cross-functionally to translate data into scalable risk tools.

This hybrid role spans São Paulo, CDMX, and Bogotá, requiring 5+ years in risk/portfolio roles, strong SQL/Python, and fluency in English (Spanish/Portuguese valued).

Formación

• 5+ years of experience in Credit Risk, Credit Strategy, Portfolio Management, or related analytical roles. Experience in fintech, B2B lending, credit cards, payments, or multi-country portfolios is a strong plus.
• Strong SQL + Python skills and fluency in English required. Spanish and/or Portuguese are highly valued.

Responsabilidades

• Own portfolio risk monitoring, analyzing delinquency, bad rates, vintages, exposure and other key indicators.
• Identify emerging risks and opportunities, perform root-cause analysis, translate findings into concrete portfolio actions.
• Design, implement and measure credit strategies across the customer lifecycle, including exposure management and policy cutoffs.
• Monitor and challenge credit models and decision strategies, analyze performance and calibration.
• Use SQL and Python to analyze large datasets, build monitoring tools, automate analyses.

Conocimientos

Credit Risk

Portfolio Management

FinTech

English Fluency

Herramientas

SQL

Python

Descripción del empleo

Clara, the leading Latin American platform for payments and credit operations, seeks a Senior Credit Risk & Portfolio Strategy Manager. You will own portfolio risk monitoring, design credit strategies across the customer lifecycle, and work cross-functionally to translate data into scalable risk tools.

This hybrid role spans São Paulo, CDMX, and Bogotá, requiring 5+ years in risk/portfolio roles, strong SQL/Python, and fluency in English (Spanish/Portuguese valued).