Credit Maintenance & Risk Analyst

Citigroup; Ciudad de México; On-site; MXN 210,000 - 390,000; Full time

Job summary

Citigroup in Mexico City seeks a Credit Maintenance Analyst to capture and record data on credit exposures, obligors, and facilities in relevant credit systems, coordinating with the Operations - Services team to maintain data quality and monitor credit exposure.

The role supports delinquencies, policy alignment, and audit readiness, while reviewing credit requests, tracking approvals, renewals of required insurance, and reporting to auditors.

Qualifications

• 0-2 years of relevant experience.
• Fluent in both English and Spanish.
• Experience in similar position or area.
• Working knowledge of industry practices and standards.
• Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain.

Responsibilities

• Review incoming credit requests for completeness and accuracy, and convert to concise, accurately recorded credit facilities.
• Prepare Credit Approvals (CAs), track CA progress during approval process, and ensure approvals are received in compliance with policy/recorded in database accurately.
• Maintain accurate insurance records and controls to ensure timely follow-up and renewals of required insurance for equipment and equipment liability.
• Monitor end-of-day exposure versus limits while escalating detected exceptions per policy and obtaining facilities to address recurring exceptions.
• Prepare portfolio and related credit information for internal and external auditors as well as contribute to achieving acceptable audit ratings.
• Interpret data, make recommendations, identify policy gaps, and assist in formulating policies.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Skills

Bilingual English Spanish

Microsoft Office

Microsoft Project

Windows domain

Education

Bachelor's degree

Job description

Citigroup in Mexico City seeks a Credit Maintenance Analyst to capture and record data on credit exposures, obligors, and facilities in relevant credit systems, coordinating with the Operations - Services team to maintain data quality and monitor credit exposure.

The role supports delinquencies, policy alignment, and audit readiness, while reviewing credit requests, tracking approvals, renewals of required insurance, and reporting to auditors.