Compliance Officer

Plata Card; México; Presencial; MXN 900.000 - 1.500.000; Jornada completa

Descripción de la vacante

Plata Card is seeking a senior AML/CFT professional to strengthen the first line of defense for our SME banking operations in Mexico. You will lead AML operations, guide analysts day to day, and own the quality of the entire SME AML/CFT program.

Requirements include 5+ years in AML/CFT within financial services, CNBV certification, and fluency in English and Spanish. You will set criteria, report to senior management, and drive continuous improvement and regulatory alignment.

Formación

• Bachelor's degree in a related field is required.
• CNBV AML/CFT certification is mandatory.
• 5+ years of experience in AML/CFT in the financial sector.

Responsabilidades

• Supervise SME AML/CFT operations teams with focus on process quality.
• Own the quality of transactional monitoring and onboarding decisions.
• Act as liaison between first and second line of defense to clarify criteria.
• Set criteria and ensure teams understand applicable regulations and typologies.
• Identify quality gaps and drive corrective actions and training.
• Prepare periodic management reports on performance, backlog, quality, and risk trends.
• Coordinate policy owners to ensure policy execution reflects operations.

Educación

Bachelor's Degree in Law, Finance, Accounting, Business Administration, or a related field

CNBV AML/CFT certification

Herramientas

Transaction monitoring software

Descripción del empleo

We are looking for a senior AML/CFT professional to strengthen the first line of defense of our SME business. If you have run anti-money laundering operations in the field, know how to lead teams, and want to raise the quality bar inside the fastest growing digital bank in Mexico, this role is for you.
This role is ideal for someone who is comfortable working close to the operation, who can set criteria and guide analysts day to day, and who wants ownership over the quality of an entire AML/CFT operation rather than a single process.

Challenges that await you:

• Supervise the SME AML/CFT operations teams, including agents and supervisors, with a focus on the quality of processes, decisions, and documentation. This will be the core responsibility of the role.
• Own the quality of transactional monitoring alert analysis and of client onboarding decisions, making sure every case is properly analyzed, escalated when needed, and documented.
• Act as the point of contact between the first and second line of defense, resolving criteria questions coming from the operation.
• Set, communicate, and enforce clear analysis criteria, and make sure the teams understand the typologies and the regulation behind them.
• Identify quality gaps and recurring errors in the operation, and drive the corrective actions and training needed to close them.
• Prepare periodic reports for senior management on the performance and health of the SME AML/CFT operation, including volumes, backlog, quality indicators, and risk trends.
• Coordinate with the owners of the AML/CFT policies and program so that what is written is what is executed, and flag where policy needs to change based on what actually happens in the operation.
• Support the preparation of information for internal and external reviews, audits, and requirements from authorities.

What makes you a great fit:

• Bachelor's Degree in Law, Finance, Accounting, Business Administration, or a related field.
• 5+ years of proven experience running AML/CFT operations in the financial sector.
• Valid AML/CFT certification issued by the CNBV (mandatory).
• Proven experience leading and developing teams, including setting criteria, giving feedback, and managing performance.
• Solid knowledge of Mexico's AML/CFT framework, KYC/KYB regulation, and transactional monitoring practices.
• Advanced English and Spanish (mandatory).
• Ability to translate regulation into practical criteria that an operational team can execute.
• Comfortable building reports and indicators for senior management.
• Strong sense of ownership over quality, and accountability for the results of the team.
• Highly organized with excellent attention to detail.

Nice to Have:

• Experience with SME or business banking clients.
• Proficiency with transaction monitoring software.
• Experience designing or calibrating transactional monitoring rules.
• Experience as liaison between corporations and regulatory agencies.
• Knowledge of the applicable regulation to Designated Non-Financial Professions and Businesses (Actividades Vulnerables).