Analista de Riesgos de Crédito (Seguros)

Placements24; Región Centro; Hybrid; MXN 600,000 - 900,000; Full time

Benefits offered by this job

Health insurance

Remote work options

Career development opportunities

Competitive bonus structure

Job summary

Placements24 is seeking a detail-oriented Analista de Riesgos de Crédito (Seguros) to join the risk management team in Zapopan, Jalisco. You will evaluate counterparty creditworthiness, monitor portfolio risk, and develop mitigation strategies within a leading insurance provider.

The role requires 2–4 years in credit or risk analysis, strong financial acumen, and proficiency in Excel/SQL/Python or R. This is a hybrid on-site role in Guadalajara with remote work options.

Qualifications

• Bachelor’s degree in Finance, Economics, Accounting, Mathematics, or a related quantitative field.
• 2–4 years of experience in credit analysis, financial analysis, or risk management.
• Strong understanding of financial statements and credit risk concepts.
• Proficiency with Excel, SQL, and Python/R for modeling and analysis.
• Excellent written and verbal Spanish communication skills.

Responsibilities

• Conduct thorough credit analysis of counterparties, partners, and clients.
• Assess financial statements, credit reports, market data, and other info.
• Monitor credit exposure of the insurance portfolio and identify risks.
• Develop and implement credit risk mitigation strategies.
• Prepare detailed credit reports and present to senior management.
• Ensure compliance with internal policies and regulatory requirements.
• Stay updated on economic conditions and industry trends.
• Collaborate with finance, legal, and business units to manage risk.
• Develop and maintain credit scoring models and risk tools.
• Assist in management of collateral and guarantees where applicable.

Skills

Analytical thinking

Spanish communication

Independent work

Problem-solving

Attention to detail

Education

Bachelor's degree in Finance, Economics, Accounting, Mathematics or related quantitative field

Tools

Excel

SQL

Python/R

Job description

About the Role

Our client is seeking a quantitative and diligent Analista de Riesgos de Crédito (Seguros) to join their risk management department in Zapopan, Jalisco . This role is critical for evaluating the creditworthiness of counterparties, partners, and large clients within the insurance sector, thereby protecting the company from financial losses. The ideal candidate will possess strong analytical skills, a solid understanding of financial markets, credit analysis techniques, and the regulatory environment governing insurance companies. You will be responsible for conducting in-depth credit assessments, monitoring portfolio risk, and developing mitigation strategies. This position offers a valuable opportunity to contribute to the financial health of a prominent insurance provider, working from a technologically advanced area of Guadalajara. We are looking for a proactive individual with excellent judgment and a commitment to risk mitigation. Your insights will be instrumental in ensuring the stability and integrity of our client's financial operations.

Key Responsibilities

• Conduct thorough credit analysis of potential and existing counterparties, partners, and clients.


• Assess financial statements, credit reports, market data, and other relevant information.


• Monitor the credit exposure of the company's insurance portfolio and identify potential risks.


• Develop and implement credit risk mitigation strategies.


• Prepare detailed credit reports and present findings and recommendations to senior management.


• Ensure compliance with internal credit policies and relevant regulatory requirements.


• Stay updated on economic conditions, industry trends, and credit market developments.


• Collaborate with finance, legal, and business units to manage credit risk effectively.


• Develop and maintain credit scoring models and risk assessment tools.


• Assist in the management of collateral and guarantees where applicable.

Requirements

• Bachelor's degree in Finance, Economics, Accounting, Mathematics, or a related quantitative field.


• 2-4 years of experience in credit analysis, financial analysis, or risk management, preferably within the financial services or insurance industry.


• Strong understanding of financial statements, accounting principles, and credit risk concepts.


• Proficiency in financial modeling and analytical software (e.g., Excel, SQL, Python/R).


• Excellent analytical, problem-solving, and decision-making skills.


• Strong written and verbal communication skills in Spanish.


• Detail-oriented with strong organizational skills.


• Ability to work independently and manage multiple priorities.


• Familiarity with insurance company operations is a plus.

Benefits

Our client offers a competitive salary, attractive bonus structure, and a comprehensive benefits package including health, dental, and life insurance. Enjoy the flexibility of remote work. Opportunities for professional growth, continuous learning, and career advancement within a leading insurance company. Work in a dynamic environment in the thriving metropolitan area of Zapopan . Join a dedicated risk management team committed to excellence. We provide a supportive culture that encourages innovation and professional development.