CTO — Fintech Platform, Security & Scale Leader

Al Mulla Group; Kuwait City; On-site; KWD 180,000 - 280,000; Full time

Job summary

MyRateb is seeking a Chief Technology Officer to own technology strategy, architecture and security for a regulated wallet platform in Kuwait. You will lead delivery across consumer/merchant apps, define CI/CD, and partner with Compliance and Risk for regulatory readiness.

The role requires 10–12 years in technology leadership within fintech/payments, GCC experience, and strong knowledge of ISO standards and cloud architectures.

Qualifications

• Bachelor's degree in Engineering or Computer Science is required.
• Master's degree would be an added advantage.
• Preferred certifications: CISSP, CISM, CISA, TOGAF or relevant cloud architecture certifications.

Responsibilities

• Define technology vision, roadmap and build-vs-buy strategy aligned to goals and regulatory timelines.
• Design scalable, API-first, cloud-native architecture for wallet core, ledger, and settlements.
• Own vendor selection: cloud, KYC, payment gateways, card/bank integrations.
• Establish governance, standards and lifecycle management for security and debt management.
• Lead delivery of consumer and merchant apps, acceptance tools, and admin consoles.
• Establish agile practices, release management and CI/CD for rapid releases.
• Collaborate with Product/Operations/Risk/Compliance for regulatory readiness.
• Ensure compliance with licensing, data residency, outsourcing and business continuity.
• Builddata platform for analytics, risk scoring, personalization and reporting.
• Evaluate AI-driven fraud controls and open banking APIs.

Skills

Microservices

APIs

Event-driven arch

Cloud platforms

Ledger design

Transaction processing

Settlement & reconciliation

ISO 8583/ISO 20022

QR standards

Card networks

Security & SDLC

Education

Bachelor's in Engineering or CS

Master's degree preferred

CISSP / CISM / CISA / TOGAF / cloud certs

Job description

MyRateb is seeking a Chief Technology Officer to own technology strategy, architecture and security for a regulated wallet platform in Kuwait. You will lead delivery across consumer/merchant apps, define CI/CD, and partner with Compliance and Risk for regulatory readiness.

The role requires 10–12 years in technology leadership within fintech/payments, GCC experience, and strong knowledge of ISO standards and cloud architectures.