V.I.E. 12 months - Credit Analyst F/M - Milan

Groupe BPCE; Lombardia; On-site; EUR 30,000 - 38,000; Full time

Job summary

Natixis Corporate & Investment Banking in Italy seeks a VIE Credit Risk Analyst to support the Head of Italy Portfolio. You will assess credit risk of Italian corporate clients through qualitative and quantitative analysis of financial data and draft credit applications.

You will provide independent credit analyses to support credit processes, manage the portfolio line-by-line including annual reviews, covenants, waivers, and contribute to ESG trajectory and Basel 4 portfolio metrics.

Qualifications

• Bachelor’s or Master of Science in Finance, Economics, or related field.
• Proficiency in MS Office and finance data tools (Bloomberg, Thomson Reuters, FactSet).
• Fluency in English and good knowledge of Italian, both written and spoken.

Responsibilities

• Assess credit risk of Italian corporate clients from qualitative and quantitative data and draft credit applications.
• Provide independent written credit analyses to support credit processes and Origination teams.
• Manage the corporate portfolio line-by-line, including annual reviews, covenants, waivers, and watchlists.

Skills

Credit risk analysis

English fluency

Italian language

Interpersonal skills

Cross-border teamwork

Proactive attitude

Education

Bachelor’s or Master’s in Finance/Economics

Tools

MS Office

Bloomberg

Thomson Reuters

FactSet

Job description

• VIE
• 21777

Natixis Corporate & Investment Banking has a longstanding presence in Italy. We serve corporations, financial institutions and financial sponsors active in the country, drawing on the combined expertise of our 75 plus Milan Branch team members and our business lines globally.

We accompany our clients on the strategic development of their businesses, providingM&A advisory, acquisition finance, capital raising in the debt and equity capital markets, strategic equity financing, project finance for the infrastructure and real estate sectors, and capital markets solutions and flow products for investment and hedging purposes across equity and fixed income asset classes. To all this we add our global leadership in green & sustainable finance to support our clients in evolving their activities towards a more sustainable footing.

For this position, you will be providing support to the Head of Italy Portfolio and more specifically:

Assessing the credit risk of potential and existing Italian Corporate clients through a qualitative and quantitative analysis of all financial data (annual reports, financial statements, business plans, credit/equity researches, etc..) oriented to draft credit applications and propose/revise internal ratings;

Providing an independent and written credit analysis to support credit process and Origination teams;

Line by line management of the whole corporate portfolio, both for cash financings and other bank’s products by carrying annual reviews, covenants management, waivers or amendments, watchlists (in due time);

Assisting in Portfolio Opinions on new proposed cash financings into ESG trajectory, with strong focus on the portfolio greenification strategy of the bank, scarce resources management into Basel 4 and portfolio metrics’ assessment;

Credit monitoring with a risk anticipation/optimization approach via a proactive portfolio management (distribution via secondary sales and other alternatives solutions of credit recycling);

Periodic reporting on Global Italian Portfolio with a centralized insight on all the assets split by Business Lines, with complete analysis on key indicators on a current and forward-looking basis;

Support French Real Estate Portfolio team - based in Paris - on Italian Real Estate files.

This position is only open to candidates who are eligible for the Business France V.I.E program:

• - French or European Union citizens
• - Between 18 and 28 years old
• - To be from a country other than the host country
• - Graduated

Bachelor’s degree/Master of Science degree in relevant field (Finance, Economics, etc..).

Proficiency in IT applications (MS Office, Bloomberg, Thomson Reuters, FactSet, etc..).

Fluency in English and a good knowledge of Italian, both written and spoken.

Strong interpersonal and communication skills.

Proactive attitude and natural inclination towards a cross-border/cross-functional team-based in a collaborative environment.