UNICREDIT GRADUATE PROGRAM - Group Payments Solutions - Issuing & Acquiring

HypoVereinsbank; Plasencia; In loco; EUR 30.000 - 40.000; Tempo pieno

Descrizione del lavoro

Una banca commerciale pan-europea offre un programma per laureati che mira a sviluppare professionisti nelle soluzioni di pagamento. Sarai parte del team 'Card Issuing', occupandoti di analizzare e ottimizzare commissioni e performance. L'ambiente di lavoro è dinamico e le opportunità di crescita sono concrete, favorendo una cultura lavorativa inclusiva e innovativa.

Servizi

Programmi di eventi per neolaureati

Opportunità di networking

Comunità di laureati

Esperienza lavorativa pratica

Crescita e responsabilità incrementate

Competenze

• Neolaureato o laureato con massimo 2 anni di esperienza.
• Ottimi voti universitari richiesti.
• Capacità di lavorare in ambienti dinamici e sotto pressione.

Mansioni

• Analisi e monitoraggio delle commissioni sui pagamenti.
• Creazione di report mensili sulle performance delle carte.
• Interazione con partner e fornitori nella gestione delle commissioni.

Conoscenze

Pensiero critico

Capacità di comunicazione

Analisi dati

Teamwork

Conoscenza di MS-Office

Formazione

Laurea in Economia, Gestione Aziendale, Finanza Quantitativa, Matematica

Descrizione del lavoro

Apply as UNICREDIT GRADUATE PROGRAM - Group Payments Solutions - Issuing & Acquiring General Information

Job ID : 37751

Company : UniCredit S.p.A

Competence Line : Client Solutions

Country : Italy

City : MILANO

Job Type : Graduates / Juniors and graduate program

Functional area : Transaction Banking Products

Job Description

The “Group Payment Solutions” (GPS) product line’s mission is to steer and oversee at Group level the strategy, the management and the development of transactional payments, cash management, Acquiring and Issuing products and services, with the goal to have competitive and cutting-edge products, in line with market and technological trends. Within Group Payment Solutions, “Issuing & Acquiring” focuses on steering and supervising at Group level the strategy, the development and the management of Acquiring, Issuing and Payment Cards products (including card wallet, virtual cards and proximity payments card based) and related services considering both market and technology trends and evolution of the competitive arena.

In particular, you will be part of the “Card Issuing” team within Group Payment Solutions. Responsibilities include :

• Work on specific topics related to Card Issuing, always considering a Group perspective.
• Analyse, manage and monitor Group LEs International Card Schemes (ICSs) and Domestic Scheme fees within the framework of Long-Term Agreements (LTA) in place with payments’ networks.
• Define detailed Profit & Loss (P&L) framework for Issuing (deep dives on active / passive commissions) as a basis for the analysis and identify revenues and costs association rules for each P&L item.
• Create a dedicated dashboard to monitor Card Schemes fees leveraging on partnership in place with external provider.
• Setup monthly reporting processes to track Card Issuing performances with impact at P&L with a focus on costs side.
• Deep dive the nature of Schemes Fees billed to Group LEs such as new fees, penalties and mandates.
• Actively analyse and monitor ICSs, Domestic Schemes and Processing fees at Group level within the scope of Multi Year Plan to define cost optimization initiatives and savings opportunities.
• Interact with ICSs counterparts and third party providers involved in the fees billing processes.
• Develop on a regular basis 'good practice sharing', centralize know-how and deliver multi-market solutions.
• Up to 2 years from graduation or graduating in Economics, Business Management, Quantitative Finance, Mathematics.
• Excellent university degree and academic records.
• Clear understanding of reporting and data analysis and usage of surveys / market analysis.
• Strong MS-Office skills (Excel, Power Point, Think Cell).
• High degree of flexibility and endurance, critical thinking and decision making.
• Strong teamwork capabilities and ability to work within a global structure with parallel projects in a highly collaborative manner.
• Excellent communication skills whether it is presenting in a meeting or building out a deck (for Top Management and for internal / external stakeholders).
• Strong commitment, interpersonal skills, entrepreneurial thinking to support the establishment and development of Group Payment Solutions.
• Self-motivated, can-do attitude, problem-solver who can work in a fast-paced environment.
• Able to remain effective under tight deadlines, manage multiple processes in parallel and manage uncertainty including the capability to manage pressure and unexpected tasks.

Cosa ti offriamo

• Global Graduate Program events initiatives.
• Networking opportunities.
• Graduates community.
• Increased responsibility and opportunities for growth.
• On-the-job experience : work on deals that matter.
• International experience : leverage our international diversity.
• Different target areas and rotations : explore your potential.
• A dynamic work environment with exciting and diverse tasks.
• Flat hierarchies and a pleasant team spirit.

UniCredit is a pan-European Commercial Bank with a unique service offering in Italy, Germany, Central and Eastern Europe. Our purpose is to empower communities to progress, delivering the best-in-class for all stakeholders, unlocking a better tomorrow for our clients and our people across Europe. We serve over 15 million customers worldwide. They are at the heart of what we do in all our markets. Digitalisation and our commitment to ESG principles are key enablers for our service. They help us deliver excellence to our stakeholders and create a sustainable future for our clients, our communities and our people. We are an equal opportunity employer. We stand together in nurturing a workplace that welcomes diverse thinking and inclusive behaviors. Making all voices heard and leveraging 'diversity of thought' regardless of gender identity, age, race, ethnicity, sexual orientation, ability, cultural background, we ensure sustainable growth and new business opportunities, a strong drive for innovation and creativity, as well as a general improvement of the work climate with positive impact on productivity, well-being and engagement of our people.

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