UNICREDIT GRADUATE PROGRAM - Group Payments Solutions - Issuing & Acquiring

HypoVereinsbank; Asti; In loco; EUR 30.000 - 40.000; Tempo pieno

Descrizione del lavoro

UniCredit cerca neolaureati per il programma Graduate in 'Group Payment Solutions'. I candidati lavoreranno con il team 'Card Issuing' per analizzare costi, gestire performance e sviluppare report approfonditi. Offriamo opportunità di networking, esperienza internazionale e un ambiente di lavoro dinamico. La posizione è ideale per laureati in discipline economiche, con competenze analitiche e capacità comunicative forti.

Servizi

Opportunità di networking

Responsabilità crescenti

Esperienza internazionale

Ambiente di lavoro dinamico

Competenze

• Max 2 anni dalla laurea o in procinto di laurearsi.
• Ottimo curriculum universitario.
• Buona comprensione del reporting e dell'analisi dei dati.

Mansioni

• Lavorare su argomenti specifici relativi all'emissione di carte.
• Gestire le commissioni delle schede internazionali.
• Creare report mensili sulle performance delle carte.

Conoscenze

Analisi dei dati

Pensiero critico

Lavoro di squadra

Comunicazione

Formazione

Laurea in Economia, Management Aziendale, Finanza Quantitativa, Matematica

Strumenti

MS-Office (Excel, Power Point, Think Cell)

Descrizione del lavoro

Apply as UNICREDIT GRADUATE PROGRAM - Group Payments Solutions - Issuing & Acquiring General Information

Job ID : 37751

Company : UniCredit S.p.A

Competence Line : Client Solutions

Country : Italy

City : MILANO

Job Type : Graduates / Juniors and graduate program

Functional area : Transaction Banking Products

Job Description

The “Group Payment Solutions” (GPS) product line’s mission is to steer and oversee at Group level the strategy, the management and the development of transactional payments, cash management, Acquiring and Issuing products and services, with the goal to have competitive and cutting-edge products, in line with market and technological trends. Within Group Payment Solutions, “Issuing & Acquiring” focuses on steering and supervising at Group level the strategy, the development and the management of Acquiring, Issuing and Payment Cards products (including card wallet, virtual cards and proximity payments card based) and related services considering both market and technology trends and evolution of the competitive arena.

In particular, you will be part of the “Card Issuing” team within Group Payment Solutions. Responsibilities include :

• Work on specific topics related to Card Issuing, always considering a Group perspective.
• Analyse, manage and monitor Group LEs International Card Schemes (ICSs) and Domestic Scheme fees within the framework of Long-Term Agreements (LTA) in place with payments’ networks.
• Define detailed Profit & Loss (P&L) framework for Issuing (deep dives on active / passive commissions) as a basis for the analysis and identify revenues and costs association rules for each P&L item.
• Create a dedicated dashboard to monitor Card Schemes fees leveraging on partnership in place with external provider.
• Setup monthly reporting processes to track Card Issuing performances with impact at P&L with a focus on costs side.
• Deep dive the nature of Schemes Fees billed to Group LEs such as new fees, penalties and mandates.
• Actively analyse and monitor ICSs, Domestic Schemes and Processing fees at Group level within the scope of Multi Year Plan to define cost optimization initiatives and savings opportunities.
• Interact with ICSs counterparts and third party providers involved in the fees billing processes.
• Develop on a regular basis 'good practice sharing', centralize know-how and deliver multi-market solutions.
• Up to 2 years from graduation or graduating in Economics, Business Management, Quantitative Finance, Mathematics.
• Excellent university degree and academic records.
• Clear understanding of reporting and data analysis and usage of surveys / market analysis.
• Strong MS-Office skills (Excel, Power Point, Think Cell).
• High degree of flexibility and endurance, critical thinking and decision making.
• Strong teamwork capabilities and ability to work within a global structure with parallel projects in a highly collaborative manner.
• Excellent communication skills whether it is presenting in a meeting or building out a deck (for Top Management and for internal / external stakeholders).
• Strong commitment, interpersonal skills, entrepreneurial thinking to support the establishment and development of Group Payment Solutions.
• Self-motivated, can-do attitude, problem-solver who can work in a fast-paced environment.
• Able to remain effective under tight deadlines, manage multiple processes in parallel and manage uncertainty including the capability to manage pressure and unexpected tasks.

Cosa ti offriamo

• Global Graduate Program events initiatives.
• Networking opportunities.
• Graduates community.
• Increased responsibility and opportunities for growth.
• On-the-job experience : work on deals that matter.
• International experience : leverage our international diversity.
• Different target areas and rotations : explore your potential.
• A dynamic work environment with exciting and diverse tasks.
• Flat hierarchies and a pleasant team spirit.

UniCredit is a pan-European Commercial Bank with a unique service offering in Italy, Germany, Central and Eastern Europe. Our purpose is to empower communities to progress, delivering the best-in-class for all stakeholders, unlocking a better tomorrow for our clients and our people across Europe. We serve over 15 million customers worldwide. They are at the heart of what we do in all our markets. Digitalisation and our commitment to ESG principles are key enablers for our service. They help us deliver excellence to our stakeholders and create a sustainable future for our clients, our communities and our people. We are an equal opportunity employer. We stand together in nurturing a workplace that welcomes diverse thinking and inclusive behaviors. Making all voices heard and leveraging 'diversity of thought' regardless of gender identity, age, race, ethnicity, sexual orientation, ability, cultural background, we ensure sustainable growth and new business opportunities, a strong drive for innovation and creativity, as well as a general improvement of the work climate with positive impact on productivity, well-being and engagement of our people.

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