Securitization Officer

Satispay; Milano; Ibrido; EUR 50.000 - 70.000; Tempo pieno

Descrizione del lavoro

A fintech company in Milan seeks a Securitization Officer. In this role, you'll structure and execute securitization operations for consumer receivables, develop financial models, and manage stakeholder coordination. Ideal candidates possess a Bachelor's in Finance or related fields, have 3-5 years of relevant experience, and excel in analysis and communication. This position offers benefits like unlimited paid time off and professional development opportunities.

Servizi

Unlimited paid time off

Psychological support & mental health webinars

Flexible hybrid working system

Parental leave

Stock Option Plan

Competenze

• 3-5 years of experience in asset-backed securitization, ideally with exposure to consumer loans or short-term receivables.
• Advanced proficiency in financial modeling, particularly cash flow modeling.
• Excellent written and verbal communication skills.

Mansioni

• Lead the structuring and execution of securitization operations.
• Develop and maintain advanced financial models for ABS transactions.
• Manage end-to-end execution process for securitization deals.

Conoscenze

Financial modeling

Analytical skills

Communication

Attention to detail

Teamwork

Formazione

Bachelor's degree in Finance, Economics, Accounting, Mathematics, or related field

Strumenti

SQL

Descrizione del lavoro

About Satispay

About Satispay

At Satispay, we're not just reimagining payments; we're pioneering a movement toward simplicity and accessibility. Picture yourself at the forefront of innovation, leading the way in revolutionizing payments - and beyond - across Europe, alongside a vibrant community of like-minded individuals driven by a shared vision: simplifying payments to improve everyone's life.

Are you ready to be part of something bigger? Satispay is the place for you. Come be part of our dynamic team and help us shape the future of payments in Europe.

Join us as a

Securitization Officer

and let's make magic happen together.

Role Overview

As a Securitization Officer, you will be fundamental in structuring, executing, and managing securitization operations for our short-term consumer receivables, developing sophisticated financial models and coordinating all stakeholders to drive strategic funding and investment decisions. Here's what your day-to-day will look like :

• Lead Securitization Operations. Be fundamental in the structuring, execution, and ongoing management of securitization operations for our portfolios of short-term consumer receivables.
• Develop Advanced Financial Models. Work on the development, implementation, and maintenance of sophisticated financial models, such as cash flow and valuation models, specific to Asset-Backed Securities (ABS) transactions.
• Manage End-to-End Deal Execution. Oversee the entire end-to-end execution process for securitization deals, from supporting origination and preparing key transaction documents to creating marketing materials for investors and rating agencies.
• Coordinate Internal & External Stakeholders. Coordinate and maintain crucial relationships with a wide range of internal teams (e.g., Legal, Risk, Treasury) and external parties (e.g., Investment Banks, Rating Agencies, Investors), including managing the extensive due diligence process.
• Provide Strategic Insights & Compliance. Track key performance indicators, ensure compliance with transaction covenants and triggers, prepare periodic investor reports, and provide strategic recommendations to senior management regarding funding strategies and potential risks.

Who We're Looking For

We need a problem-solver who loves teamwork and gets things done. If you're curious and ready for real ownership, you'll fit in. Does this sound like you?

• Relevant education and experience. You hold a Bachelor's degree in Finance, Economics, Accounting, Mathematics, or a related field. You bring 3-5 years of relevant experience in asset-backed securitization, ideally with exposure to consumer loans or short-term receivables. Prior experience within a fintech environment, or with financing / analyzing fintech lenders offering innovative consumer credit products, is a strong plus.
• Strong technical and analytical skills. You have advanced proficiency in financial modeling, particularly cash flow modeling. You are comfortable working with and analyzing large datasets, potentially using tools like SQL. Strong analytical, quantitative, and problem-solving abilities are essential.
• Structured communication and collaboration. You possess excellent written and verbal communication skills, with the ability to present complex information clearly to various stakeholders. You are adept at building relationships, managing expectations, and driving processes collaboratively across diverse internal and external parties.
• Regulatory awareness and detail orientation. You have a solid understanding of core ABS regulations (e.g., risk retention, disclosure) and are aware of consumer protection regulations relevant to short-term consumer credit.
• Adaptability and market interest. You are proactive, results-oriented, and possess the adaptability needed to navigate a dynamic landscape. You are passionate about the FinTech sector, particularly innovative consumer financing solutions, and stay informed about market trends and regulatory changes.

Don't worry if you don't tick every box. We believe in the power of different viewpoints and strengths. Your unique perspective is important as we build something special. If you're passionate and can make a difference, we truly encourage you to apply.

Our Benefits & Perks

We believe high commitment, effort, and impact deserve to be highly rewarded and supported. That's why we created Satispay CareAbout, our way of making sure you're supported in your well-being, growth, and finances :

CareAbout Health & Well-being

• Unlimited paid time off
• Psychological support & mental health webinars with Serenis
• Flexible hybrid working system
• Extended parental leave
• Childcare leave

CareAbout Growth & Development

• Professional development programmes
• Internal mobility program
• Language classes with Preply
• Internal workshops & training

CareAbout financial support

• Stock Option Plan (with additional grants often provided based on performance)
• International relocation support
• Competitive salary
• Meal vouchers

Equal-Opportunity Employer

At Satispay, we are proud to be an equal-opportunity employer. We celebrate diversity and inclusion, welcoming individuals of all backgrounds. This opportunity is open to everyone, regardless of race, color, religion, sex, gender identity, sexual orientation, and national origin. Join us in a workplace where everyone belongs.

Learn More About Us

Curious if our way of working clicks with yours? Our values and pillars aren't just fancy words on a page - they really shape everything we do. Explore them here.

Sounds like your kind of place? Awesome. We'd love to hear your story.