Junior Credit Risk Modeler — Data-Driven Impact

Adecco (Portugal); Piemonte; On-site; EUR 35,000 - 40,000; Full time

Job summary

A leading mobility sector company seeks a Junior Credit Risk Modeling Analyst to join its Credit Department in Turin, Italy. You will support credit risk monitoring, develop models and rules, and improve processes with quantitative analyses and dashboards.

The role emphasizes data-driven decision making, collaboration with Sales and Finance, and delivering actionable insights for governance bodies. English is required; French is a plus.

Qualifications

• Degree in Statistics is preferred; Economics, Finance, Statistics, Engineering or related fields can be evaluated.
• 1+ years of experience in Credit, Risk Management, Credit Control or related functions.
• High level of data management & analytics skills.
• Advanced use of Excel, BI tools and programming capabilities (SAS and Python usage are essential).
• Ability to work with large data sets, build dashboards, and structure analyses autonomously.
• Strong ability to translate numbers into actions: turn data and KPIs into concrete business recommendations and operational measures.
• Good knowledge of English (spoken and written); French is a plus.

Responsibilities

• Define and continuously improve credit acceptance rules and strategies for different customer segments (corporate, SMEs, professionals, private customers, etc.).
• Implement statistical models and tools to improve the acceptance quality and credit risk assessment, leveraging both internal and external data sources.
• Contribute to a proactive, data-driven risk culture, promoting best practices and sharing insights with stakeholders.
• Develop, maintain and own regular credit risk reports: monitor the evolution of credit risk across customer segments, identifying trends, anomalies and areas of concern.
• Support Management with ad hoc analyses, presentations and materials for internal committees and governance bodies.

Skills

Data analytics

Dashboards

Communication

Problem solving

Education

Statistics degree

Economics/Finance/Statistics/Engineering degree

Tools

SAS

Python

Excel

BI tools

Job description

A leading mobility sector company seeks a Junior Credit Risk Modeling Analyst to join its Credit Department in Turin, Italy. You will support credit risk monitoring, develop models and rules, and improve processes with quantitative analyses and dashboards.

The role emphasizes data-driven decision making, collaboration with Sales and Finance, and delivering actionable insights for governance bodies. English is required; French is a plus.