Head of Risk

Scalapay; Milano; In loco; EUR 70.000 - 110.000; Tempo pieno

Descrizione del lavoro

A leading company in the BNPL sector seeks a Head of Risk to oversee the risk function in their regulated entity, ensuring compliance, establishing policies, and analyzing risk data. This role requires 5+ years of experience in risk roles within the financial industry and offers an attractive compensation package.

Servizi

Attractive compensation based on skills and experience

International environment with daily challenges

Support for professional growth

Use of latest technologies

Competenze

• Solid experience in risk roles within the financial industry.
• Native Italian speaker or equivalent knowledge.
• 5+ years of experience in a regulated environment.

Mansioni

• Oversee the risk function within our regulated entity.
• Establish risk management policies to mitigate risks.
• Ensure compliance with applicable laws and regulations.

Conoscenze

Analytical skills

Communication skills

Collaboration skills

Descrizione del lavoro

Thanks to our innovative BuyNow PayLater payment solution, Scalapay is transforming the way more than 3.5 million customers buy online and in-store, empowering 5,000+ merchants to give their customers magical shopping experiences.

Being only 3 years old didn’t stop us from becoming a unicorn. We have raised over $700 million, thanks to a team built around our 4 core values: #createmagic, #staycurious, #beimpactful, #playasateam.

This is where your magic happens. If you love it, Scalapay it.

About the role

We are looking for a Head of Risk for Scalapay IP (the regulated subsidiary of Scalapay Group). In this role, reporting to the Scalapay IP CEO (with a functional line to Scalapay’s Chief Risk Officer), you will be responsible for ensuring a strong control environment to protect IP’s capital and reputation in our BNPL Business.

As part of our team, you will review, challenge, and oversee the IP business as part of the 2nd Line of defence. You will support strategic planning, resource allocation, project implementation, and liaise with regulators to ensure compliance with risk policies and procedures.

Our Risk team is central to Scalapay, working across functions, products, and regions to monitor payments performance, balancing losses against approval rates and customer experience.

Responsibilities include:

• Oversee the risk function within our regulated entity, maintaining and addressing deficiencies in the risk management framework.
• Establish risk management policies to identify, measure, monitor, report, and mitigate material risks.
• Ensure compliance with applicable laws, regulations, and license obligations.
• Maintain a strong relationship with the Bank of Italy and ensure risk practices meet industry standards.
• Analyze risk data to identify insights, trends, and emerging risks.

Ideal candidate profile:

• Solid experience in risk roles within the financial industry (payment institute or bank).
• Native Italian speaker (or equivalent knowledge).
• Professional proficiency in English.
• Excellent analytical skills to interpret complex data and trends.
• 5+ years of experience in a regulated environment.
• Experience working with regulators and building relationships.
• Strong operational risk background with knowledge of reputational, regulatory, and compliance risks.
• Understanding of payment and BNPL industry.
• Effective communication skills for engagement with board and executives on regulatory updates.
• Ability to lead and manage change in risk policies.
• Knowledge of credit and fraud risks, especially in retail credit products.
• Team player with cross-functional collaboration skills and experience managing geographically dispersed teams.

Why join Scalapay?

• Attractive compensation based on skills and experience.
• International environment with daily challenges.
• Opportunity to work with industry-leading tech teams focused on user experience.
• Support for your professional growth and ownership of your projects.
• Use of latest technologies and encouragement to bring your ideas.

Recruitment process:

1. A quick chat with our Talent Acquisition team.
2. First interview with the Hiring Manager to discuss your experience and motivation.
3. A case study to assess your hard skills.
4. Meet the Team to explore cultural fit.

Interested? Visit our Careers website and our LinkedIn, WTTJ, Meritocracy, and Glassdoor pages for more info.

Pro tip: Send your CV in English.

We believe in diversity: Scalapay is an Equal Opportunity Employer, welcoming minorities, disabled individuals, and people of all gender identities and sexual orientations.