Credit Risk Analyst – Corporate & FI (Italy)

HSBC; Milano; In loco; EUR 36.000 - 48.000; Tempo pieno

Vantaggi offerti da questo lavoro

Healthcare

Life assurance

Pension

Family-friendly leave

Descrizione del lavoro

HSBC Italy is seeking a Credit Analysis professional to support corporate and financial institutions credit proposals, managing risk and coordinating with Relationship Managers. The role focuses on high-quality credit analysis, timely renewals, and collaboration across RMs and CAU/BCO to optimize outcomes.

The position requires 3+ years in banking with strong analytical skills, IFRS literacy, and fluency in English.

Competenze

• A degree (or equivalent) and 3+ years of banking experience, with proven capability in business and credit risk analysis.
• Strong qualitative and quantitative analytical skills, with the ability to consolidate complex information and clearly articulate key risks and mitigants.
• Fluency in English (written and spoken); additional European language skills are an advantage.
• Working knowledge of IFRS (and ideally local GAAP), with confidence interpreting financial statements and credit drivers.
• Good understanding of banking products (e.g., lending/credit and treasury products), including key structural risks, terms and conditions.
• A track record of prioritising competing demands under pressure, collaborating across teams, and constructively managing differing viewpoints (including escalating clearly when needed).

Mansioni

• Provide high-quality, forward-looking credit analysis and support the preparation of credit proposals for a defined portfolio across Corporate and/or Financial Institutions clients, in line with HSBC standards and credit policies.
• Partner closely with CIB Relationship Managers (Coverage), WCMR and wider credit stakeholders to manage day-to-day credit risk activities (new money, annual reviews/renewals, and related credit lifecycle tasks).
• Act as an onshore credit risk support point for Coverage teams, helping to reduce touchpoints and improve turnaround times through strong knowledge of policy, process and sector dynamics.
• Monitor relevant management information and portfolio developments, identifying emerging risks, required actions and potential business opportunities.
• Ensure consistent quality and timely delivery against renewal timelines, KPIs and governance expectations, with disciplined adherence to internal controls and regulatory requirements.

Conoscenze

Credit risk analysis

Banking experience

Analytical skills

English fluency

Formazione

Bachelor's degree

Descrizione del lavoro

HSBC Italy is seeking a Credit Analysis professional to support corporate and financial institutions credit proposals, managing risk and coordinating with Relationship Managers. The role focuses on high-quality credit analysis, timely renewals, and collaboration across RMs and CAU/BCO to optimize outcomes.

The position requires 3+ years in banking with strong analytical skills, IFRS literacy, and fluency in English.