Credit Manager (Fraud)

Revolut; Milano; In loco; EUR 70.000 - 90.000; Tempo pieno

Descrizione del lavoro

Revolut is seeking a Credit Manager in Milan to oversee credit fraud within global finance operations. This role involves optimizing fraud detection and mitigation through data-driven analysis while keeping up with emerging trends.

The ideal candidate will have over 5 years of experience managing financial crime or credit fraud and a strong understanding of trade finance products. You will be responsible for ensuring compliance with financial crime policies and driving improvements in fraud controls.

Competenze

• 5+ years of experience managing financial crime or credit fraud.
• Hands-on involvement in trade finance product launches.
• Proven success implementing fraud controls and metrics.
• Familiarity with AML/KYC control environments.

Mansioni

• Contributing to product and risk reviews of supply chain/trade finance products.
• Ensuring product-level compliance with fraud and financial crime policies.
• Investigating and ensuring remediation of risk incidents.
• Engaging with regulatory bodies for compliance.

Conoscenze

Managing financial crime or credit fraud

Trade finance product launches

Understanding of payables finance and receivables finance

Implementing fraud controls

Analytical mindset

Curiosity and drive for improvements

Strumenti

SQL

Data analysis tools

Descrizione del lavoro

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 75+ million customers get more from their money every day.

As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About The Role

The Credit team at Revolut creates and scales lending features that power global growth. They manage the entire product lifecycle, from backend systems to customer-facing experiences. By combining market insight, risk expertise, and technical precision, they deliver safe, forward-thinking solutions tailored to each region.

We\'re looking for a Credit Manager to oversee credit fraud within our global finance operations. Using your knowledge of regulatory risk and compliance standards, you\'ll come up with strategic initiatives to optimise fraud detection and mitigation that\'s powered by data-driven analysis, while keeping up with emerging fraud trends.

Up to shape what\'s next in finance? Let\'s get in touch.

What You'll Be Doing

• Contributing to product and risk reviews of supply chain/trade finance products, including payables (SCF, trade loan, dynamic discounting) and receivables (RF, invoice discounting, etc.)
• Ensuring product-level compliance with group fraud and financial crime policies
• Continuously improving financial crime policies, procedures, and the structured trade finance playbook
• Scoping necessary controls and monitoring (updating/fine-tuning) fraud risk models, proposing improvements to existing tools
• Strategically investigating and ensuring remediation of risk incidents, issues, and control breaches
• Engaging cross-functionally to drive the prioritisation of financial crime-related issues
• Engaging with regulatory bodies and internal teams to ensure compliance with financial crime requirements at a global scale
• Establishing key metrics and dashboards for proactive monitoring of early warning indicators, differentiating between various forms of receivable financing fraud
• Owning and delivering required updates on credit fraud at various forums and committees

What You'll Need

• 5+ years of experience managing financial crime or credit fraud
• Hands-on involvement in trade finance product launches and reviews within a commercial bank
• A good understanding of payables finance (SCF, trade loan, dynamic discounting) and receivables finance (RF, invoice discounting, factoring, PO finance)
• Proven success implementing fraud controls and metrics for complex business lending scenarios
• Familiarity with financial crime-related investigative processes
• Experience implementing fraud controls and metrics
• A highly analytical mindset with excellent problem-solving skills
• Curiosity and a drive to identify and implement improvements to automate wherever possible
• Familiarity with AML/KYC control environments and key concepts, such as customer due diligence, screening, ID&V, risk scoring, and periodic reviews

Nice to have

• Broad market and product experience across various trade finance jurisdictions
• A solid understanding of credit policy governance frameworks, and the ability to work through the 2nd/3rd line of defence in a competent manner
• Excellent knowledge of SQL and other data analysis tools
• A clear and structured communication style, with the ability to explain complex trade concepts simply

Diversity and Inclusion

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We’re not just doing this because it\'s the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Important notice for candidates

Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles.

• Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment.
• Always double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain.

We won\'t ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately.

By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Revolut. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Revolut\'s Candidate Privacy Notice