Credit Analyst Settore : Bancario-finanziario

Jobconsultingna; Torino; In loco; EUR 35.000 - 50.000; Tempo pieno

Descrizione del lavoro

A leading financial services provider in Turin is seeking a Credit Analyst to analyze loan applications and ensure compliance with credit policies. The ideal candidate has a degree in Economics or Law, with at least 3 years in a similar role. Excellent analytical and communication skills are essential. The position offers a full-time schedule from Monday to Friday, with salary commensurate to experience.

Competenze

• At least 3 years of experience in a similar role within banks or financial companies.
• Ability to analyze businesses and develop business plans.
• Proficiency with sector-specific tools.

Mansioni

• Analyze and evaluate loan applications in the Retail / Small Business segment.
• Operate in compliance with current procedures and credit policies.
• Ensure adherence to Privacy, Anti-Money Laundering, and Fraud Prevention procedures.

Conoscenze

Analytical skills

Communication skills

Negotiation abilities

Problem-solving capabilities

Formazione

Degree in Economics, Law, or equivalent

Master’s in Banking & Finance

Strumenti

OCS

AS/400

Microsoft Office, Excel

Descrizione del lavoro

Job Opportunity: Credit Analyst

For a leading company in the financial services sector in Turin, we are seeking a Credit Analyst.

Responsibilities:

• Analyze and evaluate loan applications in the Retail / Small Business segment (families, individuals, and SMEs).
• Operate in compliance with current procedures and credit policies, issuing opinions within your autonomy limits or submitting them to the delegated decision-making body.
• Ensure all procedures related to Privacy, Anti-Money Laundering, and Fraud Prevention are followed.
• Assess loan applications based on regulations such as MCC Guarantee (662 / 96).
• Interface with the Sales Network and Company Management.

Required Qualifications:

• Degree in Economics, Law, or equivalent; a Master’s in Banking & Finance is preferred.
• At least 3 years of experience in a similar role within banks or financial companies.
• Ability to analyze businesses and develop business plans.
• Proficiency with sector-specific tools (OCS, AS/400, Microsoft Office, especially Excel).

Additional Skills:

• Excellent communication and interpersonal skills.
• Negotiation and mediation abilities.
• Empathy.
• Analytical skills and work planning.
• Attention to detail and organizational skills.
• Problem-solving capabilities.
• Proactivity and flexibility.
• Teamwork attitude.
• Respect for deadlines and schedules.
• Result-oriented mindset.

Location: Turin

Working hours: Full-time, Monday to Friday

Salary and classification will be commensurate with experience.