Zonal Credit Manager

Weekday

Hyderabad

On-site

INR 1,800,000 - 2,700,000

Full time

14 days+
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Job summary

Weekday in Hyderabad seeks an experienced Zonal Credit Manager to lead credit risk and underwriting across AP, Telangana, and Tamil Nadu. You will own portfolio quality, underwriting discipline, and credit governance for the zone while guiding a team of six.

Based in Hyderabad, you will collaborate with sales, collections and operations to balance growth with risk, and you will conduct branch and dealer credit audits to ensure compliance and feed zonal insights into national policy.

Qualifications

  • 12+ years in NBFC/bank credit & underwriting
  • Multi-state zone/regional portfolio management experience
  • Telugu/Tamil proficiency a plus
  • Strong team leadership background

Responsibilities

  • Own credit risk/underwriting for the 3-state zone
  • Lead and mentor a team of 6 credit professionals
  • Monitor portfolio health and drive corrective actions
  • Partner with sales, collections & ops to balance growth and risk
  • Conduct branch/dealer credit audits; ensure compliance
  • Feed zonal insights into national credit policy

Skills

Credit
Regional portfolio
Loan products
Leadership

Job description


This role is for one of our clients


Seniority level: Mid-senior level


Min Experience: 12+ years
Location:Hyderabad, Telangana, India


JobType: full-time


₹18,00,000 - ₹27,00,000 a year


We're hiring a Zonal Credit Manager to lead credit risk and underwriting across AP, Telangana, and Tamil Nadu, based in Hyderabad. You'll own portfolio quality, underwriting discipline, and credit governance for the zone while leading a team of 6.


Key Responsibilities:



  • Own credit risk/underwriting for the 3-state zone

  • Lead and mentor a team of 6 credit professionals

  • Monitor portfolio health and drive corrective actions

  • Partner with sales, collections & ops to balance growth and risk

  • Conduct branch/dealer credit audits; ensure compliance

  • Feed zonal insights into national credit policy


Requirements:



  • 12+ years in NBFC/bank credit & underwriting

  • Multi-state zone/regional portfolio management experience

  • Telugu/Tamil proficiency a plus

  • Strong team leadership background


Must-have skills

Credit, regional, loan


Good-to-have skills

LAP, housing finance, home loan

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