Zonal Credit Manager

Weekday (YC W21); Hyderabad; On-site; INR 2,500,000 - 3,800,000; Full time

Job summary

Weekday (YC W21) in Hyderabad, Telangana, India, is seeking a Zonal Credit Manager to lead credit risk and underwriting across AP, Telangana, and Tamil Nadu, based in Hyderabad.

You will own portfolio quality, underwriting discipline, and credit governance for the zone while leading a team of 6 credit professionals. 12+ years NBFC/bank credit experience required.

Qualifications

• 12+ years in NBFC/bank credit & underwriting.
• Multi-state zone/regional portfolio management experience.
• Telugu/Tamil proficiency a plus.
• Strong team leadership background.

Responsibilities

• Own credit risk/underwriting for the 3-state zone
• Lead and mentor a team of 6 credit professionals
• Monitor portfolio health and drive corrective actions
• Partner with sales, collections & ops to balance growth and risk
• Conduct branch/dealer credit audits; ensure compliance
• Feed zonal insights into national credit policy

Skills

Credit expertise

Regional portfolio management

Leadership

Underwriting

Job description

This role is for one of our clients

Seniority level: Mid-senior level

Min Experience: 12+ years

Location: Hyderabad, Telangana, India

JobType: full-time

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans.

We're hiring a Zonal Credit Manager to lead credit risk and underwriting across AP, Telangana, and Tamil Nadu, based in Hyderabad. You'll own portfolio quality, underwriting discipline, and credit governance for the zone while leading a team of 6.

Key Responsibilities

• Own credit risk/underwriting for the 3-state zone


• Lead and mentor a team of 6 credit professionals


• Monitor portfolio health and drive corrective actions


• Partner with sales, collections & ops to balance growth and risk


• Conduct branch/dealer credit audits; ensure compliance


• Feed zonal insights into national credit policy

Requirements

• 12+ years in NBFC/bank credit & underwriting


• Multi-state zone/regional portfolio management experience


• Telugu/Tamil proficiency a plus


• Strong team leadership background

Must-have skills

• Credit


• regional


• loan

Good-to-have skills

• LAP


• housing finance


• home loan