Zonal Credit Head- Structured Finance- NBFC- Mumbai

The Premier Consultants ( Recruitment Company ); Mumbai; On-site; INR 1,800,000 - 3,000,000; Full time

Job summary

The Premier Consultants ( Recruitment Company ) is looking for a Zonal Credit Head specialized in Structured Finance in Mumbai, India. The ideal candidate will have a minimum of 14 years of experience in Credit Management and will be responsible for overseeing and approving structured finance proposals across various products, ensuring compliance with regulatory guidelines.

This role includes conducting risk assessments, monitoring portfolio performance, and providing guidance on complex transactions to maintain portfolio quality. Candidates must possess a strong understanding of the regulatory framework and have experience in managing high-value transactions.

Qualifications

• Minimum 14 years of experience in Credit Management with a focus on Structured Finance.
• Proven ability to review and assess credit proposals independently.
• Strong understanding of regulatory guidelines including RBI and SEBI.

Responsibilities

• Review, challenge, and approve structured finance proposals.
• Conduct independent assessments of credit proposals and identify risks.
• Provide oversight on high-value, high-risk transactions.

Skills

Credit Management

Structured Finance

Risk Assessment

Regulatory Compliance

Portfolio Management

Job description

This is regarding opening with a Leading NBFC as a Zonal Credit Head- Structured Finance

Designation: Zonal Credit Head- Structured Finance

Experience: 14+ years of work experience in Credit Management with Structured Finance

Job Role:

Review, challenge, and approve structured finance proposals across a broad range of products, including Term Loans, Working Capital facilities, Bank Guarantees (BGs), and customized structured financing solutions.

Conduct independent assessment of credit proposals, challenge key assumptions, identify material risks, and ensure robust underwriting standards.

Provide guidance and oversight on complex, high-value, and high-risk transactions, ensuring prudent credit decision-making.

Interpret and implement applicable regulatory guidelines and compliance requirements relating to structured finance products, including RBI, SEBI, FEMA, and other relevant regulations.

Monitor and assess emerging sectoral risks, concentration risks, regulatory developments, and systemic vulnerabilities within the Structured Finance portfolio.

Provide independent risk perspectives and recommendations to support balanced business growth while maintaining portfolio quality.

Provide oversight of post-sanction monitoring activities, covenant compliance, and exposure management across the structured finance portfolio.

Monitor portfolio performance through early warning indicators, covenant tracking, exposure concentrations, and risk migration analysis.