Working Capital Operations Specialist

Kotak Securities Limited; Karnataka; Presencial; INR 600.000 - 1.200.000; Jornada completa

Descripción de la vacante

Kotak Securities Limited is seeking an Operations Team Member for WBG OPS to handle working capital products, disbursement processes, and risk controls.

The role involves coordination with Business, Credit, Legal, and Operations teams to ensure timely processing, compliance with RBI guidelines, and MIS reporting. Candidates should have 4–8 years of relevant experience in banking/ NBFCs and a strong understanding of trade finance.

Formación

• Graduate or postgraduate in Commerce, Finance, Banking or related field.
• 4–8 years of experience in Working Capital Operations within Banking/NBFCs.
• Strong understanding of trade finance and working capital products.
• Knowledge of documentation, disbursement processes, and operational risk controls.
• Exposure to core banking and workflow systems preferred.

Responsabilidades

• Process and monitor Working Capital products including: CC, OD, BG, LC, Bills Discounting, Supply Chain Finance transactions.
• Verify and process disbursements, renewals, limit setups, enhancements, and closures.
• Perform documentation scrutiny, regulatory checks, and compliance verification.
• Coordinate with Business, Credit, Legal, Operations, and customers for smooth transaction execution.
• Monitor pending cases and ensure timely resolution within defined TATs.
• Handle operational exceptions, reconciliations, and audit observations.
• Ensure adherence to RBI guidelines, internal policies, and risk controls.
• Support process improvement initiatives and automation projects.
• Prepare operational MIS, dashboards, and management reports.

Conocimientos

Working Capital

Trade Finance

Documentation

Operational Risk

Stakeholder Management

MIS Reporting

Process Improvement

Attention to Detail

Educación

Graduate/Postgraduate in Commerce/Finance/Banking

Herramientas

Core Banking Systems

Workflow Systems

Descripción del empleo

Operations Team Member_O_WBG OPERATIONS (OPS)_0180_8190_1086560

Key Responsibilities

• Process and monitor Working Capital products including: Cash Credit (CC) Overdraft (OD) Bank Guarantees (BG) Letter of Credit (LC) Bills Discounting Supply Chain Finance transactions
• Verify and process disbursements, renewals, limit setups, enhancements, and closures.
• Perform documentation scrutiny, regulatory checks, and compliance verification.
• Coordinate with Business, Credit, Legal, Operations, and customers for smooth transaction execution.
• Monitor pending cases and ensure timely resolution within defined TATs.
• Handle operational exceptions, reconciliations, and audit observations.
• Ensure adherence to RBI guidelines, internal policies, and risk controls.
• Support process improvement initiatives and automation projects.
• Prepare operational MIS, dashboards, and management reports.

Eligibility

• Graduate/Postgraduate in Commerce, Finance, Banking, or related field.
• 4–8 years of experience in Working Capital Operations within Banking/NBFCs.
• Strong understanding of trade finance and working capital products.
• Knowledge of documentation, disbursement processes, and operational risk controls.
• Exposure to core banking and workflow systems preferred.

Key Skills

• Working Capital Operations
• Trade Finance Operations
• Documentation & Compliance
• Operational Risk Management
• Stakeholder Management
• Reconciliation & MIS Reporting
• Process Improvement
• Attention to Detail